Cook County property record for 1278 Maroon Dr, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1.5 ba · 1,260 sqft · built 1985 |
| Lot Size | 0.108 acres (4,698 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (Jun 2014) |
| Tax Bill | $4,371 (2023) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-103-044 |
| Primary APN | 06-20-103-044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,698 sqft (0.108 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1278 MAROON DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8157 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Range | 9E |
| Legal Township | 41N |
| Legal Section | 20 |
| Legal Subdivision | PARKWOOD 02 01 |
| Legal Lot Number | 45 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 804406 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1278 MAROON DR, ELGIN, IL 60120-8157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2014 · Amount on File |
| Deed Sale | Jun 12, 2014 · Amount on File |
| Prior Sale | Oct 20, 2005 · Amount on File |
| Deed Document Number | 201412062 |
| Last Transfer Date | Jun 3, 2021 |
| Transfer Doc | 0000417104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 25, 2022 |
| Property Address | 1278 MAROON DR, ELGIN, IL 60120-8157 |
| Document Number | 0008417104 |
| Map Reference | DOC 24979976 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2208417104 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1278 MAROON DR, ELGIN, IL 60120-8157 |
| Document Number | 0008417105 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2208417105 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1278 MAROON DR, ELGIN, IL 60120-8157 |
| Document Number | 2030601184 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1278 MAROON DR ELGIN IL 601208157, ELGIN, IL 60120-8157 |
| Document Number | 2030601184 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 30601184 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 2, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1278 MAROON DR, ELGIN, IL 60120-8157 |
| Document Number | 1723757167 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1278 MAROON DR ELGIN IL 601208157, ELGIN, IL 60120-8157 |
| Document Number | 1723757167 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 23757167 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,433 (+15.84%) Land $3,289 Building $18,144 | $214,330 (+15.84%) Land $32,890 Building $181,440 | |
| 2023 | $4,371.00 (+3.63%) | ||
| 2022 | $4,218.00 Homeowner's exemption | $18,502 Land $3,002 Building $15,500 | $185,020 Land $30,020 Building $155,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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