1278 Harbor Pl, Brainerd, MN 56401 Property Records

Cass County property record for 1278 Harbor Pl, Brainerd, MN 56401

Property Summary

Property TypeSeasonal / Vacation Home
Details1,644 sqft · built 2020
Lot Size0.185 acres (8,096 sqft)
OwnerIndividual Name on Record
Last Sale$65,715 (Oct 2020)
Tax Bill$6,010 (2026)
Deeds & MortgagesOct 2020 Sale
Oct 2020 Sale & Construction Loan
APN87-367-0204

Property Details

APN / Parcel Number

Primary APN87-367-0204
Alternative APN
  • 54171

Interior

Building Area1,644 sqft Base Area
1st Floor Area1,644 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,096 sqft (0.185 acres)
View / LotWaterfront / Beach
Garage Area1,360 sqft
DrivewayDriveway
Parking Spaces3 Parking Spaces
PorchSlab
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number54171
Street Address1278 HARBOR PL
CityBRAINERD
StateMN
Zip56401-6994
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT 2, BLK 2
Legal Range29
Legal Township134
Legal Section17
Legal SubdivisionTHE HARBOR AT EAST GULL LAKE
Legal Block2
Legal Lot Number2
JurisdictionCASS MN
Township / Civil DivisionEAST GULL LAKE
Census Block Group1
Census Block1024
Census Tract960801

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12708 APPLE VIEW LN, BURNSVILLE, MN 55337-3710
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Warranty Deed, Subdivision Related Transfer
Oct 20, 2020Warranty Deed, Transfer · Construction Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Prior SaleOct 20, 2020 · Amount on Record
Deed Document Number202035284
Record UpdatedSep 20, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCASS MN
Recording DateOct 20, 2020
Property Address1278 HARBOR PL, EAST GULL LAKE, MN 56401-6994
Document NumberT000035284
Instrument DateOct 15, 2020
InstrumentT000035284
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 13, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12708 APPLE VIEW LN, BURNSVILLE, MN 55337-3710

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MN
Recording DateOct 20, 2020
Property Address1278 HARBOR PL, EAST GULL LAKE, MN 56401-6994
Document NumberT000035283
Instrument DateOct 14, 2020
InstrumentT000035283
Transaction TypeTransfer
Record UpdatedApr 5, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13872 SHAFER RD, CROSSLAKE, MN 56442-4016

Mortgage

Document NumberT000035285
DateOct 20, 2020
InstrumentT000035285
Lender
NameFIRST NATIONAL BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueNov 1, 2021

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCass County
MunicipalityEast Gull Lake City
Unified School DistrictBrainerd Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,010.00 (+5.03%)
2025$5,722.00 (+6.91%)$847,500 (+12.74%) Land $187,000 Building $660,500$847,500 (+12.74%) Land $187,000 Building $660,500
2023$5,352.00
2022$751,700 Land $135,000 Building $616,700$751,700 Land $135,000 Building $616,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable · Fiber in parts of the area
250 / 20
T-Mobile
Fixed Wireless
100 / 20

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