1278 Eastern Ave, Amsterdam, NY 12010 Property Records

Saratoga County and Charlton Town property record for 1278 Eastern Ave, Amsterdam, NY 12010

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,127 sqft · built 1941
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 1996)
Tax Bill	$6,993 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Loan Modification + 1 more
APN	`412200 235.-1-13`

Property Details

APN / Parcel Number

Primary APN	`412200 235.-1-13`
Alternative APNs	`220023500000010130000000` `5 J00396`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,127 sqft Living Area
1st Floor Area	868 sqft
2nd Floor Area	868 sqft
Upper Floors Area	391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	88,427 sqft (2.03 acres)
Lot Width	180 ft Width
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	198 sqft
Shed	1 Shed
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J00396
Street Address	1278 EASTERN AVE
City	AMSTERDAM
State	NY
Zip	12010-6811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	SARATOGA NY
Township / Civil Division	CHARLTON
Census Block Group	4
Census Block	4051
Census Tract	61600

Owner

1278 Eastern Ave is owned and occupied by an individual who acquired it in November 2009.

Source: Saratoga County and Charlton Town records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1278 EASTERN AVE, AMSTERDAM, NY 12010-6811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Aug 25, 2020	Loan Modification, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Jan 8, 2019	Warranty Deed, Transfer · Conventional with PMI CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 1996 · Amount on File
Deed Sale	Apr 23, 1996 · Amount on File
Deed Book / Page	1433 / 797
Last Transfer Date	Nov 13, 2009
Transfer Doc	0020090000040412
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	1278 EASTERN AVE, AMSTERDAM, NY 12010-6811
Document Number	0000028271
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	MERIDIAN RESEARCH GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 EASTERN AVE AMSTERDAM NY 120106811, AMSTERDAM, NY 12010-6811

Mortgage

Document Number	0000028271
Date	Oct 15, 2020
Instrument	28271

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	1278 EASTERN AVE, AMSTERDAM, NY 12010-6811
Document Number	0000028272
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 EASTERN AVE AMSTERDAM NY 120106811, AMSTERDAM, NY 12010-6811

Mortgage

Document Number	0000028272
Date	Oct 15, 2020
Instrument	28272

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Jan 8, 2019
Property Address	1278 EASTERN AVE, AMSTERDAM, NY 12010-6811
Document Number	0000000775
Instrument Date	Jan 3, 2019
Instrument	775
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 MARKET ST AMSTERDAM NY 120102513, AMSTERDAM, NY 12010-2513

Mortgage

Document Number	776
Date	Jan 8, 2019
Instrument	776

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1278 Eastern Ave was $6,993.

Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Charlton Town
Unified School District	Galway Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,993.00	$236,600 Land $35,000 Building $201,600	$482,857 Land $71,429 Building $411,428
2023		$236,600 Land $35,000 Building $201,600	$430,182 Land $63,636 Building $366,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1278 Eastern Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1278 Eastern Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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