Franklin County property record for 1278 Bernhard Rd, Columbus, OH 43227 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1959 |
| Square Footage | 1,064 sqft Living Area |
| Lot Size | 7,518 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2020) |
| Tax Bill | $3,027.00 (2024) |
Source: Franklin County records · APN 010-123346
Assessment roll updated August 1, 2024 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1278 BERNHARD RD, COLUMBUS, OH 43227-2078 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| May 04, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 04, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA FINANCIAL CREDIT UNION INC |
| Jun 04, 2018 | Deed of Trust, Mortgage · Stand Alone Second Mortgage KEMBA FINANCIAL CREDIT UNION INC |
| May 04, 2020 | Deed of Trust, Mortgage · Line of Credit KEMBA FINANCIAL CREDIT UNION INC |
| Aug 14, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage TEXANA BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Prior Sale | Jan 05, 1996 · Amount on Record |
| Deed Doc Number | 202008140119165 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 1278 BERNHARD RD, COLUMBUS, OH 43227-2078 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1278 BERNHARD RD, COLUMBUS, OH 43227-2078 |
| Document Number | 0000132199 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 202312200132199 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 1278 BERNHARD RD, COLUMBUS, OH 43227-2078 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12798 BERNHARD ROAD, COLUMBUS, OH 43227 |
| Document Number | 0000043502 |
|---|---|
| Date | May 04, 2023 |
| Instrument | 202305040043502 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 1278 BERNHARD RD, COLUMBUS, OH 43227-2078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | LAND SEL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000073894 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 201806040073894 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Mar 05, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 1278 BERNHARD RD, COLUMBUS, OH 43227-2078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | LAND SEL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000073895 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 201806040073895 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | Mar 05, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 1278 BERNHARD RD, COLUMBUS, OH 43227-2078 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057527 |
|---|---|
| Date | May 04, 2020 |
| Instrument | 202005040057527 |
| Name | KEMBA FINANCIAL CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, OH 43230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 03, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Aug 14, 2020 |
| Property Address | 1278 BERNHARD RD, COLUMBUS, OH 43227-2078 |
| Document Number | 0000119165 |
| Map Reference | MB 30 PG 37&38 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 202008140119165 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | ASSOCIATES TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2801 RICHMOND RD # PMB28, PMB28, TEXARKANA, TX 75503-2123 |
| Document Number | 0000119166 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 202008140119166 |
| Name | TEXANA BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
Source: Franklin County records · Assessment roll updated August 1, 2024 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Columbus City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,027.00 (+1.61%) Homeowner's exemption | $67,240 (-) Land $15,510 Building $51,730 | |
| 2023 | $2,979.00 (+50.68%) Homeowner's exemption | $67,240 (+76.39%) Land $15,510 Building $51,730 | $192,100 (+76.4%) Land $44,300 Building $147,800 |
| 2022 | $1,977.00 Homeowner's exemption | $38,120 Land $6,720 Building $31,400 | |
| 2020 | $108,900 Land $19,200 Building $89,700 |
Source: FEMA National Flood Hazard Layer, Franklin County (39049C), updated June 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 010-123346 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,064 sqft Living Area |
| 1st Floor | 1,071 sqft 1st Floor |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1959 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 7,518 sqft (0.172 acres) |
| Depth X Width | 131 ft x 61 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 312 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1278 BERNHARD RD |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43227-2078 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BERNHARD RD PINECREST 4 LOT 673 |
| Legal Subdivision | PINECREST NO 4 |
| Legal Lot Number | 673 |
| Jurisdiction | FRANKLIN OH |
| Minor Civil Division | COLUMBUS |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 9322 |
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