Missoula County property record for 1278 Bear Creek Rd, Bonner, MT 59823
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,461 sqft · built 2002 |
| Lot Size | 10 acres (435,687 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,290 (Apr 2024) |
| Tax Bill | $3,238 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0471513 |
| Primary APN | R0471513 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,461 sqft Living Area |
| Gross Area | 2,413 sqft |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 509 sqft |
| Basement Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 435,687 sqft |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | 125 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0002346907 |
|---|---|
| Street Address | 1278 BEAR CREEK RD |
| City | BONNER |
| State | MT |
| Zip | 59823-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S18, T13 N, R16 W, C.O.S. 170, PARCEL 8, ACRES 10.002, IN NW1/4 SE1/4 |
| Legal Range | 16W |
| Legal Township | 13N |
| Legal Section | 18 |
| Legal Subdivision | CERTIFICATE/SURV 170 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | SEELEY LAKE-BLACKFOOT VALLEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1802 |
Source: Missoula County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1278 BEAR CREEK RD, BONNER, MT 59823-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Deed Document Number | 20244013 |
| Deed Book / Page | 1099 / 282 |
| Prior Transfer Date | Apr 18, 2024 |
| Prior Transfer Doc | 0010990282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Apr 23, 2024 |
| Property Address | 1278 BEAR CREEK RD, BONNER, MT 59823-9551 |
| Document Number | 0010990282 |
| Book / Page | 1099 / 282 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 202404013 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Title Company | TITLE SERVICES, INC., TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1278 BEAR CREEK RD, BONNER, MT 59823-9551 |
| Document Number | 0202404014 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 202404014 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Missoula County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Potomac Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $597,900 (-) Land $183,114 Building $414,786 | $597,900 (-) Land $183,114 Building $414,786 | |
| 2025 | $3,238.00 (-21.1%) | $597,900 (+7.77%) Land $183,114 Building $414,786 | $597,900 (+7.77%) Land $183,114 Building $414,786 |
| 2024 | $4,104.00 (-1.39%) | ||
| 2023 | $4,162.00 | $554,800 | $554,800 Land $164,221 Building $390,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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