Otsego County property record for 1278 Alexander Rd, Vanderbilt, MI 49795
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Mortgage + 2 more |
| APN | 042-011-400-025-00 |
| Primary APN | 042-011-400-025-00 |
|---|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Street Address | 1278 ALEXANDER RD |
|---|---|
| City | VANDERBILT |
| State | MI |
| Zip | 49795-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE 1/4 OF SW 1/4 LYING SELY OF CO RD & NWLY OF I 75 SEC 11 T32N R3W |
| Legal Range | 03W |
| Legal Township | 32N |
| Legal Section | 11 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | CORWITH |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950100 |
Source: Otsego County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3991 BUCK RD, GAYLORD, MI 49735-9487 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT |
| Mar 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT UNION |
| Apr 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT UNION |
| Jan 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage NORTHLAND AREA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2025 |
| Deed Sale | Feb 6, 2025 |
| Prior Sale | Jan 18, 2024 |
| Deed Book / Page | 1675 / 231 |
| Prior Transfer Date | Dec 30, 2024 |
| Prior Transfer Doc | 001675/231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 1278 ALEXANDER RD, VANDERBILT, MI 49795-9709 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3991 BUCK RD, GAYLORD, MI 49735-9487 |
| Document Number | 0000001706/0000000160 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 0000001706/0000000160 |
| Name | NORTHLAND AREA FEDERAL CREDIT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 1278 ALEXANDER RD, VANDERBILT, MI 49795-9709 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3991 BUCK RD, GAYLORD, MI 49735-9487 |
| Document Number | 0000001706/0000000160 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 0000001706/0000000160 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO MI |
| Property Address | 1278 ALEXANDER RD, VANDERBILT, MI 49795-9709 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 531, GAYLORD, MI 49734-0531 |
| Document Number | 0000001653/0000000799 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 0000001653/0000000799 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Jan 18, 2024 |
| Property Address | 1278 ALEXANDER RD, VANDERBILT, MI 49795-9709 |
| Document Number | 0001648/51 |
| Book / Page | 1648 / 51 |
| Instrument Date | Jan 11, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 531, GAYLORD, MI 49734-0531 |
| Document Number | 0000164856 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 1648/56 |
| Name | NORTHLAND AREA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Corwith Township |
| Unified School District | Vanderbilt Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,500 (+7.25%) | $145,000 (+7.25%) | |
| 2025 | $2,796.00 (+93.36%) | $67,600 (+27.07%) | $135,200 (+27.07%) |
| 2024 | $1,446.00 (+4.56%) | ||
| 2023 | $53,200 | $106,400 | |
| 2022 | $1,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
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