1278 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1278 4th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,328 sqft · built 1962
Lot Size	0.114 acres (4,960 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jan 2021)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-14-0022`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-14-0022`
Alternative APNs	`8307376` `347216`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	347216
Street Address	1278 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A GOTZIANS RE OF SIGELS ADD LOT 6 BLK 19
Legal Range	22
Legal Township	29
Legal Section	33
Legal Subdivision	A GOTZIANS RE OF SIGELS ADD
Legal Block	19
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2028
Census Tract	34601

Owner

1278 4th St E is owned and occupied by two individuals who bought it in January 2021.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1278 4TH ST E, SAINT PAUL, MN 55106-5310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Feb 22, 2012 · Amount on File
Deed Document Number	20212687523
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 21, 2021
Property Address	1278 4TH ST E, SAINT PAUL, MN 55106-5310
Document Number	0002687523
Instrument Date	Nov 25, 2020
Instrument	2687523
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1278 4TH ST E ST PAUL MN 551065310, ST PAUL, MN 55106-5310

Mortgage

Document Number	2687524
Date	Jan 21, 2021
Instrument	2687524

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1278 4th St E was $4,270 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,000 Land $25,000 Building $242,000	$267,000 Land $25,000 Building $242,000
2025	$4,270.00
2023	$4,290.00 Homeowner's exemption	$276,400 Land $16,000 Building $260,400	$276,400 Land $16,000 Building $260,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1278 4th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1278 4th St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 904 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20