1278 1st St, Simi Valley, CA 93065 Property Records

Ventura County property record for 1278 1st St, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,595 sqft · built 1963
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Aug 2023)
Tax Bill	$9,270 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2021 Second Mortgage + 4 more
Flood Zone	Zone AH (high risk)
APN	`640-0-201-185`

Property Details

APN / Parcel Number

Primary APN	`640-0-201-185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,595 sqft Living Area
Gross Area	1,415 sqft
1st Floor Area	1,415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 84 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1278 1ST ST
City	SIMI VALLEY
State	CA
Zip	93065-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT: 126500 LOT: 31 REF: 031MR 035
Legal Subdivision	TRACT NO 1265
Legal Tract	126500
Legal Block	201
Legal Lot Number	31
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1011
Census Tract	7505

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1278 1ST ST, SIMI VALLEY, CA 93065-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PREMIER AMERICA CU
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage WEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS
May 3, 2017	Quit Claim Deed, Transfer · Conventional Mortgage WEST COAST FUNDING & REAL ESTATE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Jan 15, 2004 · Amount on Record
Deed Document Number	202351833
Prior Transfer Date	Apr 26, 2017
Prior Transfer Doc	0000058530
Record Updated	Oct 29, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 2, 2023
Property Address	1278 1ST ST, SIMI VALLEY, CA 93065-4404
Document Number	0000051833
Map Reference	MB 31 PG 35&36
Instrument Date	May 30, 2023
Instrument	2023000051833
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1278 1ST ST, SIMI VALLEY, CA 93065-4404

Mortgage

Document Number	0000051834
Date	Aug 2, 2023
Instrument	2023000051834

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1278 1ST ST, SIMI VALLEY, CA 93065-4404
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 1ST ST, SIMI VALLEY, CA 93065-4404

Mortgage

Document Number	0000144312
Date	Aug 3, 2021
Instrument	20210803-00144312

Lender

Name	PREMIER AMERICA CU
Type	Credit Union
Address	CHATSWORTH, CA 91311

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1278 1ST ST, SIMI VALLEY, CA 93065-4404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1278 1ST ST, SIMI VALLEY, CA 93065-4404

Mortgage

Document Number	0000156890
Date	Sep 29, 2020
Instrument	20200929-00156890

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1278 1ST ST, SIMI VALLEY, CA 93065-4404
Document Number	0000127850
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1278 1ST ST SIMI VALLEY CA 930654404, SIMI VALLEY, CA 93065-4404

Mortgage

Document Number	0000127850
Date	Oct 21, 2019
Instrument	127850

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1278 1ST ST, SIMI VALLEY, CA 93065-4404
Document Number	0000006078
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1278 1ST ST SIMI VALLEY CA 930654404, SIMI VALLEY, CA 93065-4404

Mortgage

Document Number	0000006078
Date	Jan 19, 2018
Instrument	6078

Lender

Name	WEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS
Type	Bank
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	May 3, 2017
Property Address	1278 1ST ST, SIMI VALLEY, CA 93065-4404
Document Number	0000058530
Instrument Date	Apr 26, 2017
Instrument	58530
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1278 1ST ST SIMI VALLEY CA 930654404, SIMI VALLEY, CA 93065-4404

Mortgage

Document Number	58531
Date	May 3, 2017
Instrument	58531

Lender

Name	WEST COAST FUNDING & REAL ESTATE SVCS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,704 (+2%) Land $513,958 Building $276,746
2025	$9,270.00 (+1.12%)	$775,200 (+48.5%) Land $503,880 Building $271,320
2024	$9,167.00 (+46.53%)
2023	$6,256.00 (+0.32%)	$522,020 (+2%) Land $261,011 Building $261,009
2022	$6,236.00	$511,785 Land $255,893 Building $255,892

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	784.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (1998–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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