Chisago County property record for 12778 Westwind Ct, Lindstrom, MN 55045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,152 sqft · built 2004 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,444 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-00840-56 |
| Primary APN | 15-00840-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,152 sqft Living Area |
| Gross Area | 2,748 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Modern |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 1,340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3993002 |
|---|---|
| Street Address | 12778 WESTWIND CT |
| City | LINDSTROM |
| State | MN |
| Zip | 55045-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUBDIVISIONNAME LAKE COUNTRY ESTATES 1ST ADD LOT 006 BLOCK 002 SUBDIVISIONCD 15491 |
| Legal Range | 020 |
| Legal Township | 033 |
| Legal Section | 04 |
| Legal Subdivision | LAKE COUNTRY ESTATES 1ST ADD |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | LINDSTROM |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 110503 |
12778 Westwind Ct is owner-occupied and held in a trust since May 2005.
Source: Chisago County records, as of April 14, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12778 WESTWIND CT, LINDSTROM, MN 55045-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2005 |
| Deed Sale | May 9, 2005 |
| Prior Sale | Aug 12, 2004 · Amount on File |
| Deed Document Number | 20054921 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 12778 Westwind Ct was $5,444 with a homeowner's exemption, up 5.3% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Lindstrom City |
| Unified School District | Chisago Lakes School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,444.00 (+5.26%) | ||
| 2025 | $5,172.00 Homeowner's exemption | ||
| 2024 | $390,900 (-6.84%) | $401,300 (-4.36%) | |
| 2023 | $5,070.00 (+1.64%) Homeowner's exemption | $419,600 (+7.34%) Land $68,000 Building $351,600 | $419,600 (+6.82%) Land $68,000 Building $351,600 |
| 2022 | $4,988.00 (+5.14%) Homeowner's exemption | $390,900 (+25.81%) | $392,800 (+23.06%) Land $68,000 Building $324,800 |
| 2021 | $4,744.00 | $310,700 | $319,200 Land $56,000 Building $263,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12778 Westwind Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12778 Westwind Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lindstrom serves 4,938 people · EPA ID MN1130007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
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