12778 Prospect Ave, Warren, MI 48089 Property Records

Macomb County property record for 12778 Prospect Ave, Warren, MI 48089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 978 sqft · built 1952
Lot Size	0.097 acres (4,225 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Mar 2022)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-13-35-404-011`

Property Details

APN / Parcel Number

Primary APN	`12-13-35-404-011`
Alternative APN	`1335404011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	978 sqft Living Area
1st Floor Area	804 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Bungalow
Lot Area	4,225 sqft (0.097 acres)
Lot Dimensions	106 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	12778 PROSPECT AVE
City	WARREN
State	MI
Zip	48089-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	JOHN F KEYS' KEYSLAWN ESTATES LOT 141 L.10 P.55
Legal Subdivision	JOHN F KEYS KEYSLAWN ESTATES
Legal Lot Number	141
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2011
Census Tract	268300

Owner

Source: Macomb County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1503 POPLAR AVE, ROYAL OAK, MI 48073-3245
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK
Dec 27, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, COLONIAL TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Oct 8, 2008 · Amount on Record
Deed Document Number	202233152
Deed Book / Page	28485 / 226
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	0002293288
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 15, 2022
Property Address	12778 PROSPECT AVE, WARREN, MI 48089-3209
Document Number	2200033152
Book / Page	28485 / 226
Map Reference	LB 10 PG 55
Instrument Date	Mar 10, 2022
Instrument	202200033152
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33661 LOUISE AVE, 33661, CLINTON TWP, MI 48035-3996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 POPLAR AVE, ROYAL OAK, MI 48073-3245

Mortgage

Document Number	2200033148
Date	Mar 15, 2022
Instrument	202200033148

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Dec 27, 2021
Property Address	12778 PROSPECT AVE, WARREN, MI 48089-3209
Document Number	2102293288
Book / Page	28316 / 186
Map Reference	LB 10 PG 55
Instrument Date	Dec 14, 2021
Instrument	202102293288
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 COLLIERS WAY, 131, SHEPHERDSVILLE, KY 40165-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	33661 LOUISE AVE, CLINTON TOWNSHIP, MI 48035-3996

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Van Dyke Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,400 (+43.55%)	$82,800 (+43.55%)
2025	$2,230.00 (+97.35%)
2023		$28,840	$57,680
2022	$1,130.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

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