12778 Old Tortuga Way, Boynton Beach, FL 33473 Property Records

Palm Beach County property record for 12778 Old Tortuga Way, Boynton Beach, FL 33473

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 4 ba · 2,735 sqft · built 2023
Lot Size	0.188 acres (8,194 sqft)
Owner	Individual Name on File
Last Sale	$1,289,900 (Jan 2024)
Tax Bill	$18,025 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-06-03-000-0670`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-06-03-000-0670`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,735 sqft Living Area
Gross Area	3,655 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	8,194 sqft (0.188 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	12778 OLD TORTUGA WAY
City	BOYNTON BEACH
State	FL
Zip	33473-7100
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	AGR-PUD
Legal Description	MONTICELLO AGR PUD PLAT TWO LT 67
Legal Range	42
Legal Township	46
Legal Section	06
Legal Lot Number	67
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	1
Census Block	1012
Census Tract	7773

Owner

12778 Old Tortuga Way, a zero lot line, is owned and occupied by an individual who bought it in January 2024.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12778 OLD TORTUGA WAY, BOYNTON BEACH, FL 33473-7100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2024 · Amount on File
Deed Sale	Jan 11, 2024 · Amount on File
Deed Document Number	20240012514
Deed Book / Page	34770 / 636
Record Updated	Jun 8, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 11, 2024
Property Address	12778 OLD TORTUGA WAY, BOYNTON BEACH, FL 33473-7100
Document Number	0347700636
Book / Page	34770 / 636
Map Reference	MB 129 PG 47
Instrument Date	Jan 3, 2024
Instrument	20240012514
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	NOVA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,029.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12778 OLD TORTUGA WAY, BOYNTON BEACH, FL 33473-7100

Mortgage

Document Number	0034770638
Date	Jan 11, 2024
Instrument	34770/638

Lender

Name	GL FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 12778 Old Tortuga Way was $18,025 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,025.00 Homeowner's exemption	$1,120,362 Land $175,000 Building $945,362	$1,120,362 Land $175,000 Building $945,362
2023	$2,811.00 (+21.74%)	$224,510 (+43%) Land $224,510	$224,510 (+43%) Land $224,510
2022	$2,309.00	$157,000 Land $157,000	$157,000 Land $157,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12778 Old Tortuga Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 738 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	738 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12778 Old Tortuga Way is moderate, ranking above 67% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20