12776 Hawkstone Dr, Windermere, FL 34786 Property Records

Orange County property record for 12776 Hawkstone Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,295 sqft · built 2020
Lot Size	0.504 acres (21,974 sqft)
Owner	2 Individual Names on File
Last Sale	$1,900,000 (Mar 2023)
Tax Bill	$26,435 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2019 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5428-03-720`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5428-03-720`
Alternative APNs	`272324542803720` `146399` `147568` `149688`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,295 sqft Living Area
Gross Area	6,560 sqft
1st Floor Area	3,000 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	21,974 sqft (0.504 acres)
Garage Type	Attached
Garage Area	952 sqft
Porch	Florida Room
Porch Area	282 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12776 HAWKSTONE DR
City	WINDERMERE
State	FL
Zip	34786-6647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES OF WINDERMERE PHASE 2A 60/63 LOT 372
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 2A
Legal Phase	2A
Legal Tract	5428
Legal Block	3
Legal Lot Number	372
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	17112

Owner

Source: Orange County records · APN 24-23-27-5428-03-720

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12776 HAWKSTONE DR, WINDERMERE, FL 34786-6647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 03, 2019	Deed of Trust, Mortgage · Construction Mortgage FLAGSTAR BANK FSB
Oct 11, 2021	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Sep 17, 2020	Deed of Trust, Mortgage KEYBANK USA
Apr 16, 2020	Loan Modification, Mortgage FLAGSTAR BK
Jan 02, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2023 · Amount on Record
Deed Sale	Mar 06, 2023 · Amount on Record
Prior Sale	Jan 02, 2018 · Amount on Record
Deed Document Number	2023126035
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12776 HAWKSTONE DR, WINDERMERE, FL 34786-6647
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12905 STRODE LN, WINDERMERE, FL 34786-6435

Mortgage

Document Number	0000126036
Date	Mar 06, 2023
Instrument	20230126036

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12776 HAWKSTONE DR, WINDERMERE, FL 34786-6647
Transaction Type	Mortgage
Record Updated	Jan 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199222
Date	Apr 03, 2019
Instrument	20190199222

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 01, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12776 HAWKSTONE DR, WINDERMERE, FL 34786-6647
Transaction Type	Mortgage
Record Updated	Jan 03, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12776 HAWKSTONE DR, WINDERMERE, FL 34786-6647

Mortgage

Document Number	0000617263
Date	Oct 11, 2021
Instrument	20210617263

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12776 HAWKSTONE DR, WINDERMERE, FL 34786-6647
Document Number	0000516093
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12776 HAWKSTONE DR WINDERMERE FL 347866647, WINDERMERE, FL 34786-6647

Mortgage

Document Number	0000516093
Date	Oct 05, 2020
Instrument	516093

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 04, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	12776 HAWKSTONE DR, WINDERMERE, FL 34786-6647
Document Number	0000310341
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12776 HAWKSTONE DR WINDERMERE FL 347866647, WINDERMERE, FL 34786-6647

Mortgage

Document Number	0000310341
Date	Jun 03, 2020
Instrument	310341

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 02, 2050

Interest

Rate Type	Fixed Rate
Rate	5.8%

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 02, 2018
Property Address	12776 HAWKSTONE DR, WINDERMERE, FL 34786-6647
Document Number	0000000974
Instrument Date	Dec 29, 2017
Instrument	974
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6000 ROSEATE SPOONBILL DR WINDERMERE FL 347865698, WINDERMERE, FL 34786-5698

Mortgage

Document Number	975
Date	Jan 02, 2018
Instrument	975

Lender

Name	IBERIABANK
Type	Bank
Address	ORLANDO, FL 32806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2019

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,606,690 (-0.26%) Land $300,000 Building $1,306,690	$1,606,690 (-1.22%) Land $300,000 Building $1,306,690
2025	$26,435.00 (+3.33%) Homeowner's exemption	$1,610,914 (+154.85%)	$1,626,610 (+76.73%) Land $300,000 Building $1,326,610
2024	$25,584.00 (+159.58%)
2023	$9,856.00 (+3.38%) Homeowner's exemption	$632,096 (+3%)	$920,371 (+25.25%) Land $160,000 Building $760,371
2022	$9,534.00 Homeowner's exemption	$613,685	$734,843 Land $150,000 Building $584,843

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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