12776 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12776 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,058 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (May 2014)
Tax Bill	$2,822 (2026)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-035-0704`

Property Details

APN / Parcel Number

Primary APN	`15-035-0704`

Interior

Building Area	1,058 sqft Living Area
Gross Area	1,036 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	217,800 sqft (5 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	256 sqft
Shed	1 Shed
Shed Area	80 sqft

Location & Zoning

Street Address	12776 190TH ST
City	MILACA
State	MN
Zip	56353-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 346 FT OF W 1444.16 FT OF S 630 FT OF S 1/2 OF SW, & TRI TR NE'LY OF NE COR OF TR MEAS 32 FT ON S'LY LINE, SEE 3/8/05
Legal Range	27
Legal Township	39
Legal Section	35
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1055
Census Tract	970300

Owner

12776 190th St is owned and occupied by an individual who bought it in May 2014.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	12776 190TH ST, MILACA, MN 56353-3310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2014 · Amount on File
Deed Sale	May 22, 2014 · Amount on File
Prior Sale	Sep 10, 2009 · Amount on File
Deed Document Number	2014385087
Prior Transfer Date	May 13, 2009
Prior Transfer Doc	355494
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 19, 2019
Property Address	12776 190TH ST, MILACA, MN 56353-3310
Document Number	A414338
Instrument Date	Sep 18, 2019
Instrument	A414338
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12776 190TH ST, 12776, MILACA, MN 56353-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12776 190TH ST, MILACA, MN 56353-3310

Mortgage

Document Number	A414339
Date	Nov 19, 2019
Instrument	A414339

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12776 190th St was $2,822.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,822.00	$328,400 (+18.04%) Land $96,000 Building $232,400	$328,400 (+18.04%) Land $96,000 Building $232,400
2025		$278,200 Land $60,500 Building $217,700	$278,200 Land $60,500 Building $217,700
2023	$2,996.00	$288,200 Land $49,300 Building $238,900	$288,200 Land $49,300 Building $238,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12776 190th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12776 190th St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: T-Mobile.

Nearby Properties on 190th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures