12775 Los Coches Ct, Lakeside, CA 92040 Property Records

San Diego County property record for 12775 Los Coches Ct, Lakeside, CA 92040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,712 sqft · built 1994
Lot Size0.265 acres (11,533 sqft)
OwnerCompany Name on File
Last Sale$179,000 (Nov 1994)
Tax Bill$4,675 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN397-420-04-00

Property Details

APN / Parcel Number

Primary APN397-420-04-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,712 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area11,533 sqft (0.265 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12775 LOS COCHES CT
CityLAKESIDE
StateCA
Zip92040-5000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 4 TR 013021
Legal SubdivisionCOUNTY/SAN DIEGO #4866
Legal Tract013021
Legal Block1
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1004
Census Tract16807

Owner

12775 Los Coches Ct is owned by a company that acquired it in April 2007 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address12775 LOS COCHES CT, LAKESIDE, CA 92040-5000
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 1994 · Amount on File
Deed SaleNov 17, 1994 · Amount on File
Deed Document Number1994664953
Last Transfer DateApr 30, 2007
Transfer Doc0000308976
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12775 LOS COCHES CT, LAKESIDE, CA 92040-5000
Transaction TypeMortgage
Record UpdatedNov 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12775 LOS COCHES CT, LAKESIDE, CA 92040-5000

Mortgage

Document Number0000306433
DateNov 6, 2023
Instrument2023-0306433
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 12775 Los Coches Ct was $4,675 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$337,667 (+2%) Land $135,330 Building $202,337
2025$4,675.00 Homeowner's exemption$331,047 Land $132,677 Building $198,370
2023$4,349.00 (+2.14%) Homeowner's exemption$318,194 Land $127,526 Building $190,668
2022$4,258.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12775 Los Coches Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims20 (1978–1985)
Most Recent ClaimNov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12775 Los Coches Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Los Coches Ct

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