Dakota County property record for 12775 Germane Ave, Apple Valley, MN 55124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,860 sqft · built 1980 |
| Lot Size | 0.233 acres (10,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Jan 2026) |
| Tax Bill | $3,684 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-32801-01-010 |
| Primary APN | 01-32801-01-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,436 sqft |
| 1st Floor Area | 1,860 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Lot Area | 10,140 sqft (0.233 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12775 GERMANE AVE |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55124-7566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN PONDS 2ND ADDITION 1 1 |
| Legal Subdivision | HIDDEN PONDS 2ND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | APPLE VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60805 |
12775 Germane Ave is owned and occupied by two individuals who bought it in January 2026.
Source: Dakota County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12775 GERMANE AVE, SAINT PAUL, MN 55124-7566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jan 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage GRANITE COMMUNITY BANK |
| Sep 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on File |
| Deed Sale | Jan 14, 2026 · Amount on File |
| Prior Sale | Sep 5, 2017 · Amount on File |
| Deed Document Number | 2026900891 |
| Prior Transfer Date | Oct 7, 2016 |
| Prior Transfer Doc | 0000769813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 12775 GERMANE AVE, APPLE VALLEY, MN 55124-7566 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12775 GERMANE AVE, APPLE VALLEY, MN 55124-7566 |
| Document Number | 0000895972 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 895972 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jan 14, 2026 |
| Property Address | 12775 GERMANE AVE, APPLE VALLEY, MN 55124-7566 |
| Document Number | 0000900891 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 900891 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12775 GERMANE AVE, APPLE VALLEY, MN 55124-7566 |
| Document Number | 0000900892 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 900892 |
| Name | GRANITE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Sep 5, 2017 |
| Property Address | 12775 GERMANE AVE, APPLE VALLEY, MN 55124-9533 |
| Document Number | 0000782223 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 782223 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12775 GERMANE AVE, SAINT PAUL, MN 55124-9533 |
| Document Number | 0000782224 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 782224 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 12775 Germane Ave was $3,684.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Apple Valley City |
| County | Dakota County |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,684.00 Homeowner's exemption | $307,600 (+6.51%) Land $66,300 Building $241,300 | $307,600 (+6.51%) Land $66,300 Building $241,300 |
| 2024 | $288,800 Land $66,300 Building $222,500 | $288,800 Land $66,300 Building $222,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12775 Germane Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12775 Germane Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Apple Valley serves 50,300 people · EPA ID MN1190001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: CenturyLink, Frontier, GigFire, Metronet, Netwave Broadband, Southeast MN Wifi, Verizon.
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