1277 Westlake Dr, Cary, IL 60013 Property Records

McHenry County property record for 1277 Westlake Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,389 sqft · built 2005
Lot Size	0.054 acres (2,390 sqft)
Owner	2 Company Names on Record
Last Sale	$244,000 (Nov 2020)
Deeds & Mortgages	Mar 2024 Transfer Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-11-226-021`

Property Details

APN / Parcel Number

Primary APN	`19-11-226-021`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,389 sqft
Gross Area	1,903 sqft
1st Floor Area	791 sqft
2nd Floor Area	598 sqft

Exterior

Year Built	Built 2005
Exterior Material	Frame Siding
Lot Area	2,390 sqft (0.054 acres)
Lot Dimensions	77 ft deep x 31 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1277 WESTLAKE DR
City	CARY
State	IL
Zip	60013-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0051561 NWLY 31.04FT BP 29 WEST LAKE
Legal Subdivision	WEST LAKE
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1022
Census Tract	871304

Owner

Source: McHenry County records, as of March 19, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	1277 WESTLAKE DR, CARY, IL 60013-1620
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Intrafamily Transfer, Transfer
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	0000051561
Last Transfer Date	Mar 7, 2024
Transfer Doc	0000005467
Record Updated	Jun 7, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 7, 2024
Property Address	1277 WESTLAKE DR, CARY, IL 60013-1620
Document Number	0000005467
Map Reference	DOC 2004R0043973
Instrument Date	Mar 7, 2024
Instrument	2024R0005467
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 WESTLAKE DR, CARY, IL 60013-1620

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 30, 2020
Property Address	1277 WESTLAKE DR, CARY, IL 60013-1620
Document Number	0000051561
Map Reference	DOC 2004R0043973
Instrument Date	Sep 29, 2020
Instrument	2020R0051561
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1277 WESTLAKE DR, CARY, IL 60013-1620

Mortgage

Document Number	0000051562
Date	Nov 30, 2020
Instrument	2020R0051562

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$82,046 Land $18,762 Building $63,284	$246,138 Land $56,286 Building $189,852

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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