1277 Reading Ct, Wheaton, IL 60189 Property Records

DuPage County property record for 1277 Reading Ct, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,593 sqft · built 1975
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individuals on Record
Last Sale	$295,000 (Dec 2025)
Tax Bill	$7,187 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-22-307-071`

Property Details

APN / Parcel Number

Primary APN	`05-22-307-071`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,593 sqft Living Area
Gross Area	2,667 sqft
Basement Area	843 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1277 READING CT
City	WHEATON
State	IL
Zip	60189-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BRIARCLIFFE WEST BLDG 10
Legal Subdivision	BRIARCLIFFE WEST BLDG 10
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3009
Census Tract	842704

Owner

Source: DuPage County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1277 READING CT, WHEATON, IL 60189-7710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Jul 22, 1996
Deed Document Number	202580997
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 16, 2025
Property Address	1277 READING CT, WHEATON, IL 60189-7710
Document Number	0000080997
Map Reference	DOC R73-31145
Instrument Date	Nov 12, 2025
Instrument	R2025-080997
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1277 READING CT, WHEATON, IL 60189-7710

Mortgage

Document Number	0000080998
Date	Dec 16, 2025
Instrument	R2025-080998

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Secondary School District	Glenbard Township High School District 87 (09 - 12)
Elementary School District	Glen Ellyn Community Consolidated School District 89 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,187.00 (+3.72%)	$99,497 (+8.46%) Land $20,102 Building $79,395	$298,491 (+8.46%) Land $60,306 Building $238,185
2024	$6,929.00 (+12.21%)	$91,736 (+16.98%) Land $18,534 Building $73,202	$275,208 (+16.98%) Land $55,602 Building $219,606
2022	$6,175.00	$78,420 Land $16,120 Building $62,300	$235,260 Land $48,360 Building $186,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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