1277 Pershing Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 1277 Pershing Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,221 sqft · built 2011
Lot Size	0.72 acres (3,135 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Sep 2011)
Tax Bill	$9,464 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-321-29-00`

Property Details

APN / Parcel Number

Primary APN	`644-321-29-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,221 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	3,135 sqft (0.72 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1277 PERSHING RD
City	CHULA VISTA
State	CA
Zip	91913-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC15RM1
Legal Description	LOT 36 TR 015788
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015788
Legal Block	1
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1057
Census Tract	13317

Owner

Source: San Diego County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1277 PERSHING RD, CHULA VISTA, CA 91913-2514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 26, 2020	Deed of Trust, Mortgage · VA Mortgage POINT MORTGAGE CORP
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2011 · Amount on Record
Deed Sale	Sep 30, 2011 · Amount on Record
Deed Document Number	2011512464
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1277 PERSHING RD, CHULA VISTA, CA 91913-2514
Transaction Type	Mortgage
Record Updated	Sep 30, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 PERSHING RD, CHULA VISTA, CA 91913-2514

Mortgage

Document Number	0000370485
Date	Sep 21, 2022
Instrument	2022-0370485

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	33 Months
Due	Jun 1, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1277 PERSHING RD, CHULA VISTA, CA 91913-2514
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 PERSHING RD, CHULA VISTA, CA 91913-2514

Mortgage

Document Number	0000656468
Date	Oct 26, 2020
Instrument	2020-0656468

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2045

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1277 PERSHING RD, CHULA VISTA, CA 91913-2514
Document Number	0000427282
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1277 PERSHING RD CHULA VISTA CA 919132514, CHULA VISTA, CA 91913-2514

Mortgage

Document Number	0000427282
Date	Aug 3, 2020
Instrument	427282

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 2, 2025

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$473,894 (+2%) Land $128,110 Building $345,784
2025	$9,464.00 (+10.92%) Homeowner's exemption	$464,603 (+4.04%) Land $125,599 Building $339,004
2023	$8,532.00 (+4.85%) Homeowner's exemption	$446,564 Land $120,723 Building $325,841
2022	$8,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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