1277 Perdita Ln, Lincoln, CA 95648 Property Records

Placer County property record for 1277 Perdita Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,873 sqft · built 2001
Lot Size	0.208 acres (9,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2018)
Tax Bill	$6,344 (2025)
Deeds & Mortgages	Feb 2022 Reverse Mortgage Nov 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`331-160-022-000`

Property Details

APN / Parcel Number

Primary APN	`331-160-022-000`
Alternative APN	`331-160-022`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,873 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	9,075 sqft (0.208 acres)
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	331-160-022
Street Address	1277 PERDITA LN
City	LINCOLN
State	CA
Zip	95648-8633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 151 SUN CITY LINCOLN HILLS VILLAGE 30 MOR V-65
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	151
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2029
Census Tract	23700

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1277 PERDITA LN, LINCOLN, CA 95648-8633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Nov 24, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Nov 7, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Sep 11, 2018	Grant Deed, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Oct 2, 2015 · Amount on Record
Deed Document Number	201865615
Prior Transfer Date	Dec 20, 2012
Prior Transfer Doc	0000124116
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1277 PERDITA LN, LINCOLN, CA 95648-8633
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 PERDITA LN, LINCOLN, CA 95648-8633

Mortgage

Document Number	0000015605
Date	Feb 18, 2022
Instrument	2022-0015605

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.42%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.42%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1277 PERDITA LN, LINCOLN, CA 95648-8633
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 PERDITA LN, LINCOLN, CA 95648-8633

Mortgage

Document Number	0000136929
Date	Nov 24, 2020
Instrument	2020-0136929

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	77113

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1277 PERDITA LN, LINCOLN, CA 95648-8633
Document Number	0000136930
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1277 PERDITA LN LINCOLN CA 956488633, LINCOLN, CA 95648-8633

Mortgage

Document Number	0000136930
Date	Nov 24, 2020
Instrument	136930

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	2.58%

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 11, 2018
Property Address	1277 PERDITA LN, LINCOLN, CA 95648-8633
Document Number	0000065615
Map Reference	MB V PG65
Instrument Date	Sep 10, 2018
Instrument	2018-0065615
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1277 PERDITA LN, LINCOLN, CA 95648-8633

Mortgage

Document Number	0000065616
Date	Sep 11, 2018
Instrument	2018-0065616

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	32 Months
Due	May 11, 2021

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2019
Min Rate At Change	2%
Max Rate At Change	5%
Index	LIBOR
Max Rate	5%

Mortgage

Document Number	0000065617
Date	Sep 11, 2018
Instrument	2018-0065617

Lender

Name	COMMISSIONER OF HOUSING AND URBAN DEVELO
Type	Non-Lending Institution
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$625,801 (+2%) Land $159,294 Building $466,507
2025	$6,344.00 (-2.59%) Homeowner's exemption	$613,531 (+4.04%) Land $156,171 Building $457,360
2023	$6,513.00 (+1.43%) Homeowner's exemption	$589,708 Land $150,107 Building $439,601
2022	$6,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Verizon.

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