1277 M 89, Plainwell, MI 49080 Property Records

Allegan County property record for 1277 M 89, Plainwell, MI 49080

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	14,560 sqft · built 2003
Lot Size	2.12 acres (92,521 sqft)
Owner	Company Name on Record
Tax Bill	$48,119 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-024-071-00`

Property Details

APN / Parcel Number

Primary APN	`17-024-071-00`

Interior

Stories	1 Story
Building Area	14,560 sqft Total Area
1st Floor Area	14,505 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	92,521 sqft (2.12 acres)
Lot Dimensions	400 ft deep x 231 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1277 M 89
City	PLAINWELL
State	MI
Zip	49080-1919
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BEG ON THE S LN OF SEC 24, T1N, R12W, OTSEGO TWP, AT A PT 627' E OF THE S 1/4 POST OF SD SEC; TH CONT E ON SD SEC LN, 229';
Legal Range	12W
Legal Township	01N
Legal Section	02
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1029
Census Tract	31900

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1159, DEERFIELD, IL 60015-6002
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit MERCANTILE BANK
Jan 30, 2018	Deed, Transfer · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2004
Deed Sale	Mar 9, 2004
Prior Sale	Sep 3, 1993 · Amount on Record
Deed Book / Page	2640 / 779
Last Transfer Date	Nov 6, 2015
Transfer Doc	3980000925
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Recording Date	Jul 23, 2026
Property Address	1277 M 89, PLAINWELL, MI 49080-1919
Document Number	0000012368
Book / Page	5159 / 99
Instrument Date	Jul 21, 2026
Instrument	202612368
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000012368,
Date	Jul 23, 2026
Book Page	5159/99
Instrument	202612368

Lender

Name	MERCANTILE BANK

Agreement

Type	Line of Credit

Interest

Rate	6.49%
Max Rate	-1%

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 30, 2018
Property Address	1277 M 89, PLAINWELL, MI 49080-1919
Document Number	4217/596
Book / Page	4217 / 596
Instrument Date	Jan 25, 2018
Instrument	4217-596
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 957, EFFINGHAM, IL 62401-0957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 E ELLIS RD # 504, 504, NORTON SHORES, MI 49441-5622

Mortgage

Document Number	4217602
Date	Jan 30, 2018
Instrument	4217-602

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,076,100 (+19.53%) Land $346,500 Building $729,600	$2,152,200 (+19.53%) Land $693,000 Building $1,459,200
2025	$48,119.00 (-3.21%)
2023		$900,300 Land $288,800 Building $611,500	$1,800,600 Land $577,600 Building $1,223,000
2022	$49,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: 123.NET, AT&T, Surf Internet, T-Mobile, Verizon.

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