San Mateo County property record for 1277 Lake St, Millbrae, CA 94030
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,730 sqft · built 1963 |
| Lot Size | 0.307 acres (13,361 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,180,000 (Aug 2018) |
| Tax Bill | $29,926 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Dec 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-242-230 |
| Primary APN | 024-242-230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,730 sqft Living Area |
| Gross Area | 3,080 sqft |
| 1st Floor Area | 2,260 sqft |
| 2nd Floor Area | 470 sqft |
| Basement Area | 350 sqft |
| Family Room | Family Room |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 13,361 sqft (0.307 acres) |
| Lot Dimensions | 191 ft deep x 70 ft wide |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1277 LAKE ST |
|---|---|
| City | MILLBRAE |
| State | CA |
| Zip | 94030-2925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 23 BLOCK 28 MILLS ESTATE NO 20 RSM 51/48 50 CITY OF MILLBRAE |
| Legal Subdivision | MILLS ESTATE NO 20 |
| Legal Block | 28 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 604900 |
Source: San Mateo County records · APN 024-242-230
Assessment roll updated July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1277 LAKE ST, MILLBRAE, CA 94030-2925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 24, 2021 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG |
| Aug 14, 2018 | Grant Deed, Transfer · Conventional Mortgage PARKSIDE LNDG |
| Aug 14, 2018 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Deed Document Number | 201863325 |
| Last Transfer Date | Nov 05, 2020 |
| Transfer Doc | 0000123110 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1277 LAKE ST, MILLBRAE, CA 94030-2925 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1277 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000064660 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025-064660 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1277 LAKE ST, MILLBRAE, CA 94030-2925 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1277 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000153007 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-153007 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 24, 2021 |
| Property Address | 1277 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000123110 |
| Map Reference | MB 51 PG 48-50 |
| Instrument Date | Nov 05, 2020 |
| Instrument | 2021-123110 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1277 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1277 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000013844 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1277 LAKE ST MILLBRAE CA 940302925, MILLBRAE, CA 94030-2925 |
| Document Number | 0000013844 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 13844 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 14, 2018 |
| Property Address | 1277 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000063325 |
| Instrument Date | Aug 07, 2018 |
| Instrument | 63325 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,398.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1277 LAKE ST MILLBRAE CA 940302925, MILLBRAE, CA 94030-2925 |
| Document Number | 63326 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 63326 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Aug 14, 2018 |
| Property Address | 1277 LAKE ST, MILLBRAE, CA 94030-2925 |
| Document Number | 0000063324 |
| Instrument Date | Aug 03, 2018 |
| Instrument | 63324 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1277 LAKE ST MILLBRAE CA 940302925, MILLBRAE, CA 94030-2925 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Millbrae City |
| Elementary School District | Millbrae Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,480,463 (+2%) Land $1,706,742 Building $773,721 | ||
| 2025 | $29,926.00 (+6.7%) | $2,431,827 (+4.04%) Land $1,673,277 Building $758,550 | |
| 2023 | $28,046.00 (+8.73%) | $2,337,398 Land $1,608,302 Building $729,096 | $2,954,340 |
| 2022 | $25,793.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816049001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1978–1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 554 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF MILLBRAE serves 22,795 people |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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