1277 Gwerder St, Tracy, CA 95377 Property Records

San Joaquin County property record for 1277 Gwerder St, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,443 sqft · built 1999
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$560,000 (Apr 2018)
Tax Bill$7,706 (2026)
Deeds & MortgagesDec 2019 Mortgage
Apr 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN238-370-080-000

Property Details

APN / Parcel Number

Primary APN238-370-080-000
Alternative APN
  • 238-370-08

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,443 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,227 sqft (0.12 acres)
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number238-370-08
Street Address1277 GWERDER ST
CityTRACY
StateCA
Zip95377-7944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description99-FM PT OF 238-080-05 PER WESTGATE UNIT NO. 1
Legal SubdivisionWESTGATE
Legal Block3
Legal Lot Number8
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3010
Census Tract5211

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1277 GWERDER ST, TRACY, CA 95377-7944
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 3, 2018Grant Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC
Mar 29, 2018Grant Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2018 · Amount on Record
Deed SaleApr 3, 2018 · Amount on Record
Prior SaleMar 29, 2018 · Amount on Record
Deed Document Number201836507
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1277 GWERDER ST, TRACY, CA 95377-7944
Document Number0000007721
Instrument DateDec 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 4, 2020
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1277 GWERDER ST TRACY CA 953777944, TRACY, CA 95377-7944

Mortgage

Document Number0000007721
DateJan 21, 2020
Instrument7721
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 20, 2050

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 3, 2018
Property Address1277 GWERDER ST, TRACY, CA 95377-7944
Document Number0000036507
Map ReferenceMB 33 PG 90
Instrument DateMar 22, 2018
Instrument2018-036507
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1277 GWERDER ST, TRACY, CA 95377-7944

Mortgage

Document Number0000036508
DateApr 3, 2018
Instrument2018-036508
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2048

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 29, 2018
Property Address1277 GWERDER ST, TRACY, CA 95377-7944
Document Number0000034752
Map ReferenceMB 33 PG 90
Instrument DateMar 22, 2018
Instrument2018-034752
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1277 GWERDER ST, TRACY, CA 95377-7944

Mortgage

Document Number0000034753
DateMar 29, 2018
Instrument2018-034753
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,706.00 (-0.3%)
2025$7,729.00 (+11%) Homeowner's exemption$637,180 (+4.04%) Land $136,537 Building $500,643
2023$6,963.00 (-7.66%) Homeowner's exemption$612,439 Land $131,236 Building $481,203$735,390
2022$7,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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