Ventura County property record for 1277 Ferrara Dr, Ojai, CA 93023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,511 sqft · built 1961 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,323 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-0-193-135 |
| Primary APN | 018-0-193-135 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,511 sqft Living Area |
| Gross Area | 1,181 sqft |
| 1st Floor Area | 1,181 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,125 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 45 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1277 FERRARA DR |
|---|---|
| City | OJAI |
| State | CA |
| Zip | 93023-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R110 |
| Legal Description | TRACT: 130000 LOT: 70 REF: 030MR 026 |
| Legal Subdivision | 30M26 |
| Legal Tract | 130000 |
| Legal Block | 193 |
| Legal Lot Number | 70 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OJAI-MIRA MONTE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1002 |
1277 Ferrara Dr is owner-occupied and held in a trust since June 2016.
Source: Ventura County records, as of July 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1277 FERRARA DR, OJAI, CA 93023-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 7, 2016 |
| Transfer Doc | 0000094843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Jun 3, 2026 |
| Property Address | 1277 FERRARA DR, OJAI, CA 93023-3435 |
| Document Number | 0000040797 |
| Instrument Date | May 27, 2026 |
| Instrument | 202640797 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 1277 FERRARA DR, OJAI, CA 93023-3435 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040797, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202640797 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 1, 2066 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 1277 FERRARA DR, OJAI, CA 93023-3435 |
| Document Number | 0000009038 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1277 FERRARA DR OJAI CA 930233435, OJAI, CA 93023-3435 |
| Document Number | 0000009038 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 9038 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2050 |
The 2025 property tax bill for 1277 Ferrara Dr was $4,323 with a homeowner's exemption, up 2.5% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Unified School District | Ojai Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $337,612 (+2%) Land $111,317 Building $226,295 | |
| 2025 | $4,323.00 (+2.49%) Homeowner's exemption | $330,993 Land $109,135 Building $221,858 |
| 2024 | $4,218.00 (+3.76%) | |
| 2023 | $4,065.00 (+1.25%) Homeowner's exemption | $318,141 Land $104,897 Building $213,244 |
| 2022 | $4,015.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1277 Ferrara Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2009–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1277 Ferrara Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA RIVER WATER DISTRICT serves 6,100 people · EPA ID CA5610022 |
|---|---|
| Water Source | Purchased surface water from CASITAS MUNICIPAL WATER DIST |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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