1277 Elm St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1277 Elm St, Dubuque, IA 52001

Property Summary

Property TypeCommercial
Details1,708 sqft · built 2017
Lot Size0.117 acres (5,120 sqft)
OwnerCompany Name on File
Last Sale$237,000 (Feb 2023)
Tax Bill$1,580 (2024)
Deeds & MortgagesOct 2017 Transfer
May 2017 Sale & Line of Credit
Flood ZoneZone X (reduced by levee)
APN10-24-436-010

Property Details

APN / Parcel Number

Primary APN10-24-436-010

Interior

Stories1 Story
Building Area1,708 sqft Total Area
1st Floor Area884 sqft
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 2017
Lot Area5,120 sqft (0.117 acres)

Location & Zoning

Street Address1277 ELM ST
CityDUBUQUE
StateIA
Zip52001-4952
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCI
Legal DescriptionLOT 135 EAST DUBUQUE ADD
Legal SubdivisionEAST DUBUQUE ADD
Legal Lot Number135
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group1
Census Block1058
Census Tract100

Owner

1277 Elm St, a commercial property, is owned by a company that bought it in February 2023.

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1230 E 12TH ST, DUBUQUE, IA 52001-2330
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2017Quit Claim Deed, Transfer
Quitclaim
May 17, 2017Warranty Deed, Transfer · Line of Credit
DUPACO COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2023 · Amount on File
Deed SaleFeb 15, 2023 · Amount on File
Prior SaleMar 14, 2014 · Amount on File
Deed Document Number0020231376
Prior Transfer DateMay 17, 2017
Prior Transfer Doc2017-00005751
Record UpdatedJun 8, 2026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUBUQUE IA
Recording DateOct 3, 2017
Property Address1277 ELM ST, DUBUQUE, IA 52001
Document Number0000012237
Instrument DateSep 12, 2017
Instrument12237
Transaction TypeTransfer
Record UpdatedFeb 23, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2673 MILLSTONE DR DUBUQUE IA 520022940, DUBUQUE, IA 52002-2940

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUBUQUE IA
Recording DateMay 17, 2017
Property Address1277 ELM ST, DUBUQUE, IA 52001
Document Number0000005751
Instrument DateMay 9, 2017
Instrument2017-00005751
Transaction TypeTransfer
Record UpdatedMar 18, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$186.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2673 MILLSTONE DR, DUBUQUE, IA 52002-2940

Mortgage

Document Number0000005752
DateMay 17, 2017
Instrument2017-00005752
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52004
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 9, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$184,900 Land $26,100 Building $158,800$184,900 Land $26,100 Building $158,800
2024$1,580.00
2023$109,900 (+24.18%) Land $18,400 Building $91,500$109,900 Land $18,400 Building $91,500
2022$1,526.00$88,500 Land $18,430 Building $70,070
2021$88,500 Land $18,430 Building $70,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1277 Elm St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2001–2011)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes And Flooding, May 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1277 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL · Fiber in parts of the area
100 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number