1277 E Bluff Rd, Unit 1B, Whitewater, WI 53190 Property Records

Walworth County property record for 1277 E Bluff Rd, Unit 1B, Whitewater, WI 53190

Property Summary

Property Type	Condominium
Lot Size	2.52 acres (109,883 sqft)
Owner	Individual Name on Record
Last Sale	$264,900 (Aug 2023)
Tax Bill	$4,800 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PBC 00002`

Property Details

APN / Parcel Number

Primary APN	`PBC 00002`

Interior

Units	16 Units

Exterior

Architectural Style	Condo/Apartment
Lot Area	109,883 sqft (2.52 acres)

Location & Zoning

Street Address	1277 E BLUFF RD, 1B
City	WHITEWATER
State	WI
Zip	53190-2186
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT B BUILDING 1 PINE BLUFF CONDOMINIUMS AS RECORDED IN CONDO CAB A SLIDE 391 WCR. LOCATED IN SE 1/4 SE 1/4 SEC 3 T4N R15E.
Legal Range	15E
Legal Township	04N
Legal Section	03
Legal Subdivision	PINE BLUFF CONDOS
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2019
Census Tract	400

Owner

Source: Walworth County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1277 E BLUFF RD, 2, WHITEWATER, WI 53190-2186
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Aug 7, 2023	Condominium Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	May 28, 2015 · Amount on Record
Deed Document Number	20231082425
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Recording Date	Aug 21, 2026
Property Address	1277 E BLUFF RD, 1B, WHITEWATER, WI 53190-2186
Document Number	0001134857
Instrument Date	Aug 14, 2026
Instrument	20261134857
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001134857,
Date	Aug 21, 2026
Instrument	20261134857

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2056

Interest

Max Rate	-1%

August 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WALWORTH WI
Recording Date	Aug 7, 2023
Property Address	1277 E BLUFF RD # B, B, WHITEWATER, WI 53190-2186
Document Number	0001082425
Map Reference	DOC 485369
Instrument Date	Jul 26, 2023
Instrument	1082425
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$794.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001082426
Date	Aug 7, 2023
Instrument	1082426

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,800.00 (+34.6%)	$294,200 (+32.88%) Land $17,400 Building $276,800	$296,663 (+48.84%) Land $17,546 Building $279,117
2023	$3,566.00 (+4.88%)	$221,400 (+15.98%) Land $17,400 Building $204,000
2022	$3,400.00	$190,900 Land $17,400 Building $173,500	$199,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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