1277 Cobblestone Ct, Naperville, IL 60564 Property Records

Will County property record for 1277 Cobblestone Ct, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,243 sqft · built 1986
Lot Size	0.24 acres (10,525 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Mar 2001)
Tax Bill	$10,005 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-02-403-021`

Property Details

APN / Parcel Number

Primary APN	`07-01-02-403-021`
Alternative APN	`01024030210000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,243 sqft Total Area
1st Floor Area	1,164 sqft
2nd Floor Area	1,079 sqft
Basement Area	839 sqft
Unfinished Basement	839 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	10,525 sqft (0.24 acres)
Garage Area	380 sqft

Location & Zoning

Street Address	1277 COBBLESTONE CT
City	NAPERVILLE
State	IL
Zip	60564-8980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75 IN MIDAM'S ADDITION TO BROOK CROSSINGS UNIT 7, PUD, BEING A SUB OF PRT OF THE SE1/4 OF SEC.2, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	02
Legal Subdivision	BROOK CROSSINGS
Legal Block	7
Legal Lot Number	75
Legal Unit	7
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3009
Census Tract	880303

Owner

1277 Cobblestone Ct is owned and occupied by two individuals who bought it in March 2001.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1277 COBBLESTONE CT, NAPERVILLE, IL 60564-8980
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2001 · Amount on File
Deed Sale	Mar 19, 2001 · Amount on File
Deed Document Number	200129108
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Jun 26, 2026
Property Address	1277 COBBLESTONE CT, NAPERVILLE, IL 60564-8980
Document Number	0000039027
Instrument Date	Jun 17, 2026
Instrument	202639027
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 COBBLESTONE CT, NAPERVILLE, IL 60564-8980

Mortgage

Document Number	0000039027,
Date	Jun 26, 2026
Instrument	202639027

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2056

Interest

Rate	6.51%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1277 COBBLESTONE CT, NAPERVILLE, IL 60564-8980
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059310
Date	Aug 22, 2018
Instrument	R2018059310

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1277 COBBLESTONE CT, NAPERVILLE, IL 60564-8980
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058643
Date	Aug 30, 2019
Instrument	R2019058643

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1277 Cobblestone Ct was $10,005.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,005.00	$169,612 (+9.95%) Land $44,346 Building $125,266	$508,836 (+9.95%) Land $133,038 Building $375,798
2024		$154,263 Land $40,333 Building $113,930	$462,789 Land $120,999 Building $341,790
2022	$8,823.00 Homeowner's exemption Additional exemption filed	$128,915 Land $33,705 Building $95,210	$386,745 Land $101,115 Building $285,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1277 Cobblestone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1277 Cobblestone Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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