1277 Bermuda Pl, El Cajon, CA 92021 Property Records

San Diego County property record for 1277 Bermuda Pl, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,239 sqft · built 1977
Lot Size	0.434 acres (18,902 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Dec 2023)
Tax Bill	$14,522 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2023 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`507-240-49-00`

Property Details

APN / Parcel Number

Primary APN	`507-240-49-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,239 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,902 sqft (0.434 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1277 BERMUDA PL
City	EL CAJON
State	CA
Zip	92021-3871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 36 LOT 5 (EX ST OP)POR TR 000355
Legal Subdivision	RANCHO EL CAJON
Legal Tract	000355
Legal Block	36
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	16403

Owner

Source: San Diego County records · APN 507-240-49-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Grant Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Dec 22, 2023	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Jul 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Feb 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage IHAB SAHIB
Dec 13, 2021	Intrafamily Transfer, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Dec 13, 2021	Grant Deed, Transfer · Commercial Mortgage RIVER FALLS LLC
May 08, 2018	Deed of Trust, Mortgage · Reverse Mortgage SUN WEST MORTGAGE COMPANY INC
May 01, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Prior Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	2023351392
Prior Transfer Date	Jul 05, 2011
Prior Transfer Doc	0000340775
Record Updated	Sep 20, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2023
Property Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871
Document Number	0000351392
Map Reference	MB 170 PG 71
Instrument Date	Nov 29, 2023
Instrument	2023-0351392
Transaction Type	Transfer
Record Updated	Jan 02, 2024
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871

Mortgage

Document Number	0000351393
Date	Dec 22, 2023
Instrument	2023-0351393

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 22, 2023
Property Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871
Document Number	0000351391
Map Reference	MB 170 PG 71
Instrument Date	Nov 28, 2023
Instrument	2023-0351391
Transaction Type	Transfer
Record Updated	Jan 02, 2024
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8544 HUBBLES LN, SANTEE, CA 92071-4408

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871

Mortgage

Document Number	0000519781
Date	Jul 21, 2021
Instrument	2021-0519781

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.58%
Type Change Date	Sep 01, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.58%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871

Mortgage

Document Number	0000045645
Date	Feb 22, 2023
Instrument	2023-0045645

Lender

Name	IHAB SAHIB
Type	Private Party
Address	1763 VISTA DEL VALLE BLVD, EL CAJON, CA 92019

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2021
Property Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871
Document Number	0000839800
Map Reference	MB 170 PG 71
Instrument Date	Nov 29, 2021
Instrument	2021-0839800
Transaction Type	Transfer
Record Updated	Aug 01, 2023
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2021
Property Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871
Document Number	0000839799
Map Reference	MB 170 PG 71
Instrument Date	Oct 26, 2021
Instrument	2021-0839799
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871

Mortgage

Document Number	0000839801
Date	Dec 13, 2021
Instrument	2021-0839801

Lender

Name	RIVER FALLS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183746
Date	May 08, 2018
Instrument	2018-0183746

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	877 Months
Due	Jun 17, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.28%
Type Change Date	Jun 01, 2019
Change Frequency	Annually
Index	1-Year LIBOR

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1277 BERMUDA PL, EL CAJON, CA 92021-3871
Document Number	0000183747
Instrument Date	May 01, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1277 BERMUDA PL EL CAJON CA 920213871, EL CAJON, CA 92021-3871

Mortgage

Document Number	0000183747
Date	May 08, 2018
Instrument	183747

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	May 07, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.28%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,144,440 (+2%) Land $603,432 Building $541,008
2025	$14,522.00 (+6.07%)	$1,122,000 (+12.82%) Land $591,600 Building $530,400
2023	$13,691.00 (+1.55%)	$994,500 Land $510,000 Building $484,500
2022	$13,482.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730164031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 29% of California
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 525 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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