1277 Baca Ave NW, Palm Bay, FL 32907 Property Records

Brevard County property record for 1277 Baca Ave NW, Palm Bay, FL 32907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 2008
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Apr 2026)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-36-21-KO-2295-25`

Property Details

APN / Parcel Number

Primary APN	`28-36-21-KO-2295-25`
Alternative APNs	`28-36-21-KO-02295.0-0025.00` `2803752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	1,826 sqft
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	424 sqft
Porch	Finished/Open Porch
Porch Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2803752
Street Address	1277 BACA AVE NW
City	PALM BAY
State	FL
Zip	32907-8063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	PORT MALABAR UNIT 44 LOT 25 BLK 2295
Legal Range	36E
Legal Township	28S
Legal Section	21
Legal Subdivision	PORT MALABAR UNIT 44
Legal Block	2295
Legal Lot Number	25
Legal Unit	44
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1004
Census Tract	71349

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1277 BACA AVE NW, PALM BAY, FL 32907-8063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Apr 22, 2011 · Amount on Record
Deed Document Number	202676339
Deed Book / Page	10599 / 2363
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 15, 2026
Property Address	1277 BACA AVE NW, PALM BAY, FL 32907-8063
Document Number	0000076339
Book / Page	10599 / 2363
Instrument Date	Apr 9, 2026
Instrument	2026.76339
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,909.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 BACA AVE NW, PALM BAY, FL 32907-8063

Mortgage

Document Number	0000076340,
Date	Apr 15, 2026
Instrument	2026..76340

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,850 (-4.39%)	$221,850 (-4.39%)
2025	$3,939.00 (+3.41%)	$232,040 (-1.46%)	$232,040 (-1.46%)
2024	$3,809.00 (+5.28%)
2023	$3,618.00 (+11.6%)	$235,480 (+12.11%) Land $37,000 Building $198,480	$235,480 (+12.11%) Land $37,000 Building $198,480
2022	$3,242.00	$210,050 Land $26,500 Building $183,550	$210,050 Land $26,500 Building $183,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	3 (2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20