1277 August Estates Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 1277 August Estates Dr, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,628 sqft · built 2005
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jul 2018)
Tax Bill	$10,228 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`T031300016`

Property Details

APN / Parcel Number

Primary APN	`T031300016`
Alternative APN	`3-0070-9012-00-0001.0000000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,628 sqft Living Area
1st Floor Area	2,520 sqft
Basement Area	2,508 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	28 sqft

Location & Zoning

Account Number	T031300016
Old Parcel Number	T031300016
Street Address	1277 AUGUST ESTATES DR
City	DEFIANCE
State	MO
Zip	63341-1777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUGUST EST LOT 1
Legal Range	02E
Legal Township	45N
Legal Subdivision	AUGUST ESTS
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3002
Census Tract	312204

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Aug 24, 2018	Deed of Trust, Mortgage · ARM ASSOCIATED BANK NA
May 13, 2019	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Apr 1, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Jul 2, 2018	Warranty Deed, Transfer · ARM ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Nov 9, 2005 · Amount on Record
Deed Document Number	0006942473
Deed Book / Page	6942 / 473
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777
Transaction Type	Mortgage
Record Updated	Aug 3, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777

Mortgage

Document Number	0000040759
Date	Jul 21, 2022
Instrument	2022R-040759

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777

Mortgage

Document Number	0000008335
Date	Feb 10, 2022
Instrument	2022R-008335

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777

Mortgage

Document Number	2021R035580
Date	Apr 22, 2021
Instrument	2021R-035580

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777

Mortgage

Document Number	2021R010065
Date	Feb 2, 2021
Instrument	2021R-010065

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069671568
Date	Aug 24, 2018
Book Page	6967/1568
Instrument	20180824000485870

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070730318
Date	May 13, 2019
Book Page	7073/0318
Instrument	20190513000225790

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070531347
Date	Apr 1, 2019
Book Page	7053/1347
Instrument	20190401000143860

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 2, 2018
Property Address	1277 AUGUST ESTATES DR, DEFIANCE, MO 63341-1777
Document Number	0069420473
Book / Page	6942 / 0473
Map Reference	MB 38 PG 390&391
Instrument Date	Jun 26, 2018
Instrument	20180702000369180
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STELLAR TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8387 KATHERINE CLAIRE LN, 8387, SAN DIEGO, CA 92127-4107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 AUGUST LAKE CT, DEFIANCE, MO 63341-1777
Investor	Possibly a Property Investor

Mortgage

Document Number	20180702000369190
Date	Jul 2, 2018
Instrument	20180702000369190

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,228.00	$170,827 (+7%)	$899,092 (+7.01%) Land $140,400 Building $758,692
2023		$159,644
2022			$840,231 Land $117,000 Building $723,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50

May also be available: Wisper ISP.

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