12765 Welton Ln, Poway, CA 92064 Property Records

San Diego County property record for 12765 Welton Ln, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,721 sqft · built 1979
Lot Size2.46 acres (107,593 sqft)
OwnerCompany Name on Record
Last Sale$875,000 (Jan 2013)
Tax Bill$12,214 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN323-092-13-00

Property Details

APN / Parcel Number

Primary APN323-092-13-00
Alternative APN
  • 3230903900

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,721 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area107,593 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number3230903900
Street Address12765 WELTON LN
CityPOWAY
StateCA
Zip92064-5861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-C
Legal DescriptionSEC 19-14-1W NWQ S 165 OF N 330 FT OF N 10 OF E 20 AC OF N H OF
Legal Range01W
Legal Township14
Legal Section19
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract17049

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10281 BAYHEAD BEACH AVE, LAS VEGAS, NV 89135-1107
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC
Nov 8, 2018Deed of Trust, Mortgage · Conventional Mortgage
POINT LOMA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2013 · Amount on Record
Deed SaleJan 4, 2013 · Amount on Record
Prior SaleDec 8, 1999 · Amount on Record
Deed Document Number20139396
Last Transfer DateAug 21, 2020
Transfer Doc0000487121
Record UpdatedOct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 26, 2020
Property Address12765 WELTON LN, POWAY, CA 92064-5861
Document Number0000487121
Instrument DateAug 21, 2020
Instrument2020-0487121
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE COMPANY OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address10281 BAYHEAD BEACH AVE, LAS VEGAS, NV 89135-1107

Mortgage

Document Number0000487124
DateAug 26, 2020
Instrument2020-0487124
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12765 WELTON LN, POWAY, CA 92064-5861
Document Number0000474696
Instrument DateNov 8, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12765 WELTON LN POWAY CA 920645861, POWAY, CA 92064-5861

Mortgage

Document Number0000474696
DateNov 15, 2018
Instrument474696
Lender
NamePOINT LOMA CU
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 14, 2033

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,099,037 (+2%) Land $576,831 Building $522,206
2025$12,214.00 (+4.91%) Homeowner's exemption$1,077,488 (+4.04%) Land $565,521 Building $511,967
2023$11,642.00 (+1.69%) Homeowner's exemption$1,035,650 Land $543,562 Building $492,088
2022$11,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims43 (1978–2017)
Claims Outside the SFHA14 of 43
Most Recent ClaimFeb 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 7 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 50% of California
Wildfire Likelihood0.4% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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