12765 SW 131st Ter, Miami, FL 33186 Property Records

Miami-Dade County property record for 12765 SW 131st Ter, Miami, FL 33186

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,812 sqft · built 2017
Lot Size	0.047 acres (2,059 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Oct 2022)
Tax Bill	$8,778 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`30-5914-135-0310`

Property Details

APN / Parcel Number

Primary APN	`30-5914-135-0310`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,812 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Lot Area	2,059 sqft (0.047 acres)

Location & Zoning

Street Address	12765 SW 131ST TER
City	MIAMI
State	FL
Zip	33186-7583
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	3700
Legal Description	HIDDEN LAKE TOWNHOMES PB171-075 T-23606 LOT 1 BLK 6 LOT SIZE2059 SQ FT M/L FAU 30 5914 080 0060& 0070
Legal Range	39E
Legal Township	55S
Legal Section	14
Legal Subdivision	HIDDEN LAKE TOWNHOMES
Legal Block	6
Legal Lot Number	1
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	1
Census Block	1002
Census Tract	19402

Owner

12765 SW 131st Ter, a townhouse, is owned and occupied by two individuals who bought it in October 2022.

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12765 SW 131ST TER, MIAMI, FL 33186-7583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 14, 2017	Special Warranty Deed, Transfer · FHA Mortgage READY MORTGAGE LENDERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on File
Deed Sale	Oct 18, 2022 · Amount on File
Prior Sale	Aug 14, 2017 · Amount on File
Deed Document Number	2022797834
Deed Book / Page	33427 / 1584
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 18, 2022
Property Address	12765 SW 131ST TER, MIAMI, FL 33186-7583
Document Number	0000797834
Book / Page	33427 / 1584
Map Reference	MB 171 PG 75
Instrument Date	Oct 6, 2022
Instrument	2022R0797834
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	UNKNOWN, PERLAND T&E SVCS CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,994.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 SW 129TH CT, MIAMI, FL 33186-8903

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12765 SW 131ST TER, MIAMI, FL 33186-7583

Mortgage

Document Number	0000001587
Date	Oct 18, 2022
Instrument	33427/1587

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	12765 SW 131ST TER, MIAMI, FL 33186-7583
Document Number	0000267740
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12765 SW 131ST TER MIAMI FL 331867583, MIAMI, FL 33186-7583

Mortgage

Document Number	0000267740
Date	May 7, 2020
Book Page	031926/000250
Instrument	267740

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	May 6, 2045

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 14, 2017
Property Address	12765 SW 131ST TER, MIAMI, FL 33186-7583
Document Number	0000471112
Book / Page	30654 / 1693
Map Reference	MB 171 PG 75
Instrument Date	Aug 14, 2017
Instrument	2017R0471112
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2460 SW 137TH AVE # AVE245, 2460, MIAMI, FL 33175-8803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12765 SW 131ST TER, MIAMI, FL 33186-7583

Mortgage

Document Number	0000471113
Date	Aug 14, 2017
Instrument	2017R0471113

Lender

Name	READY MORTGAGE LENDERS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12765 SW 131st Ter was $8,778.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,778.00	$477,001	$477,001
2023	$6,853.00 (+19.37%) Homeowner's exemption	$410,001 (+33.55%)	$410,001 (+33.55%)
2022	$5,741.00	$307,001	$307,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12765 SW 131st Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	269 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12765 SW 131st Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: SkyNet360, T-Mobile.

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