12763 Charmed Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 12763 Charmed Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,832 sqft · built 2024
OwnerCompany Name on File
Last Sale$720,246 (Oct 2024)
Tax Bill$10,375 (2025)
Deeds & MortgagesFeb 2025 Transfer
Oct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-24-27-7511-05-760

Property Details

APN / Parcel Number

Primary APN07-24-27-7511-05-760
Alternative APNs
  • 272407751105760
  • 165645
  • 167003
  • 169477

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area2,832 sqft Living Area
Gross Area3,887 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block

Location & Zoning

Street Address12763 CHARMED DR
CityWINTER GARDEN
StateFL
Zip34787-8525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionWATERLEIGH PHASES 4B AND 4C 109/34 LOT 576
Legal SubdivisionWATERLEIGH PHASES 4B AND 4C
Legal Lot Number576
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1083
Census Tract17111

Owner

12763 Charmed Dr is owned by a company that acquired it in January 2025.

Source: Orange County records, as of May 8, 2026

Owner of RecordCompany Name on File
Mailing Address7879 BERKSHIRE OAK ALY, WINDERMERE, FL 34786-6771
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 2, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
A&D MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2024 · Amount on File
Deed SaleOct 2, 2024 · Amount on File
Deed Document Number2024567791
Last Transfer DateJan 27, 2025
Transfer Doc0000073844
Record UpdatedSep 20, 2026

February 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateFeb 7, 2025
Property Address12763 CHARMED DR, WINTER GARDEN, FL 34787-8525
Document Number0000073844
Instrument DateJan 27, 2025
Instrument20250073844
Transaction TypeTransfer
Record UpdatedDec 9, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressALAMEDA DOURADO 192, 192, SANTANA, DE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7879 BERKSHIRE OAK ALY, WINDERMERE, FL 34786-6771

October 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionORANGE FL
Recording DateOct 2, 2024
Property Address12763 CHARMED DR, WINTER GARDEN, FL 34787-8525
Document Number0000567791
Map ReferenceMB 109 PG 34-47
Instrument DateSep 30, 2024
Instrument20240567791
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 9, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,042.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address7879 BERKSHIRE OAK ALY, WINDERMERE, FL 34786-6771

Mortgage

Document Number0000567792
DateOct 2, 2024
Instrument20240567792
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 12763 Charmed Dr was $10,375, up 425.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$601,460 (-0.57%) Land $110,000 Building $491,460$601,460 (-0.57%) Land $110,000 Building $491,460
2025$10,375.00 (+425.85%)$604,900 Land $110,000 Building $494,900$604,900 Land $110,000 Building $494,900
2024$1,973.00 (+3.03%)
2023$1,915.00 (+1,185.23%)$110,000 (+1,041.32%) Land $110,000$110,000 (+1,041.32%) Land $110,000
2022$149.00$9,638 Land $9,638$9,638 Land $9,638

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12763 Charmed Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 269 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies269 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12763 Charmed Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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