12761 Alder Meadows NE, Lowell, MI 49331 Property Records

Kent County property record for 12761 Alder Meadows NE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,856 sqft · built 2012
Lot Size	4.77 acres (207,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2016)
Tax Bill	$6,407 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-10-400-029`

Property Details

APN / Parcel Number

Primary APN	`41-16-10-400-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,648 sqft
Basement Area	1,648 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	207,781 sqft (4.77 acres)
Lot Dimensions	309 ft deep x 530 ft wide
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12761 ALDER MDWS NE
City	LOWELL
State	MI
Zip	49331-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	411610400029 PART OF SE 1/4 COM AT E 1/4 COR TH S 0D 25M 25S W ALONG E SEC LINE 289.51 FT TH N 89D 34M 35S W 351.04 FT TH
Legal Range	09W
Legal Township	07N
Legal Section	10
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1018
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12761 ALDER MDWS NE, LOWELL, MI 49331-8533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit HANTZ BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2016 · Amount on Record
Deed Sale	Sep 15, 2016 · Amount on Record
Prior Sale	Aug 30, 2010 · Amount on Record
Deed Document Number	201679225
Prior Transfer Date	Aug 25, 2010
Prior Transfer Doc	0000071858
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12761 ALDER MDWS NE, LOWELL, MI 49331-8533
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12761 ALDER MDWS NE, LOWELL, MI 49331-8533

Mortgage

Document Number	0000002367
Date	Jan 13, 2026
Instrument	20260113-0002367

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12761 ALDER MDWS NE, LOWELL, MI 49331-8533
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12761 ALDER MDWS NE, LOWELL, MI 49331-8533

Mortgage

Document Number	0000080191
Date	Dec 10, 2025
Instrument	20251210-0080191

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12761 ALDER MDWS NE, LOWELL, MI 49331-8533
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056397
Date	May 12, 2021
Instrument	20210512-0056397

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2031

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12761 ALDER MDWS NE, LOWELL, MI 49331-8533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027947
Date	Apr 24, 2019
Instrument	20190424-0027947

Lender

Name	HANTZ BANK
Type	Bank
Address	SOUTHFIELD, MI 48034

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,000 (-15.5%)	$616,000 (-15.5%)
2025	$6,407.00 (+20.57%) Homeowner's exemption	$364,500 (+21.82%)	$729,000 (+21.82%)
2023		$299,200	$598,400
2019	$5,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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