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12760 Ridge Rd, Largo, FL 33778 Property Records

Pinellas County property record for 12760 Ridge Rd, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,542 sqft · built 1977
Lot Size0.182 acres (7,915 sqft)
OwnerIndividual Name on File
Last Sale$236,000 (Sep 2018)
Tax Bill$6,757 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-8070-7

Property Details

APN / Parcel Number

Primary APNC62-000-749-8070-7
Alternative APNs
  • 09-30-15-01970-000-0080
  • 301509019700000080
  • 153009019700000080
  • R101329

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,542 sqft Living Area
Gross Area2,291 sqft
1st Floor Area1,542 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area7,915 sqft (0.182 acres)
Lot Dimensions102 ft deep x 77 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area245 sqft
Deck Area425 sqft
Patio Area425 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR101329
Street Address12760 RIDGE RD
CityLARGO
StateFL
Zip33778-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAVON RIDGE LOT 8
Legal Range15E
Legal Township30S
Legal Section9
Legal SubdivisionAVON RIDGE
Legal Tract1970
Legal Lot Number8
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2014
Census Tract25307

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address720 13TH AVE SW, LARGO, FL 33770-4442
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2018 · Amount on File
Deed SaleSep 21, 2018 · Amount on File
Prior SaleMay 18, 2001 · Amount on File
Deed Document Number2018303814
Deed Book / Page20214 / 143
Prior Transfer DateJul 24, 2012
Prior Transfer Doc0176581201
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 21, 2018
Property Address12760 RIDGE RD, LARGO, FL 33778-1812
Document Number0202140143
Book / Page20214 / 0143
Map ReferenceMB 77 PG 8&9
Instrument DateSep 14, 2018
Instrument2018303814
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,652.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address640 W SHERIDAN RD # RD515, 640, CHICAGO, IL 60613-3320

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 13TH AVE SW, LARGO, FL 33770-4442

Mortgage

Document Number2018303815
DateSep 21, 2018
Instrument2018303815
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,757.00 (+14.66%)$392,972 (+23.95%) Land $147,146 Building $245,826$392,972 (+23.95%) Land $147,146 Building $245,826
2024$5,893.00 (+7.13%)
2023$5,501.00 (+9.52%)$317,049 (+10.5%)$317,049 (+10.5%) Land $156,278 Building $160,771
2022$5,023.00$286,930$286,930 Land $160,500 Building $126,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (1998–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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