1276 W Spring St, South Elgin, IL 60177 Property Records

Kane County property record for 1276 W Spring St, South Elgin, IL 60177

Property Summary

Property Type	Commercial
Details	9,724 sqft · built 2002
Lot Size	1.05 acres (45,738 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Dec 2023)
Tax Bill	$46,497 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-34-105-012`

Property Details

APN / Parcel Number

Primary APN	`06-34-105-012`

Interior

Building Area	9,724 sqft Gross Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	45,738 sqft

Location & Zoning

Street Address	1268 W SPRING ST, 1282
City	SOUTH ELGIN
State	IL
Zip	60177
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBDIVISION OF LOT 6 OF HOPPS CORNER COMMERCIAL SUBDIVISION LOT 1
Legal Subdivision	HOPPS CORNER COMMERCIAL SUB
Legal Block	1
Legal Lot Number	6,1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1887 CARRIAGE HILL RD, LISLE, IL 60532-3348
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Warranty Deed, Transfer · Commercial Mortgage BANK OF PONTIAC
Jul 12, 2017	Warranty Deed, Transfer · Commercial Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on Record
Deed Sale	Dec 5, 2023 · Amount on Record
Prior Sale	Jul 12, 2017 · Amount on Record
Deed Document Number	202342422
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 5, 2023
Property Address	1276 W SPRING ST, SOUTH ELGIN, IL 60177-3326
Document Number	0000042422
Instrument Date	Nov 30, 2023
Instrument	2023K042422
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1887 CARRIAGE HILL RD, LISLE, IL 60532-3348

Mortgage

Document Number	0000042423
Date	Dec 5, 2023
Instrument	2023K042423

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 1, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 12, 2017
Property Address	1276 W SPRING ST, SOUTH ELGIN, IL 60177-3326
Document Number	0000035766
Map Reference	DOC1999K040420
Instrument Date	Jun 28, 2017
Instrument	2017K035766
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 ESSEX CT, BLOOMINGDALE, IL 60108-3017

Mortgage

Document Number	0000035767
Date	Jul 12, 2017
Instrument	2017K035767

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 28, 2022

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,497.00 (+13.29%)	$628,574 (+8.57%) Land $276,206 Building $352,368	$1,886,477 (+8.57%) Land $828,950 Building $1,057,527
2024		$578,958 (+21.39%) Land $254,404 Building $324,554	$1,737,569 (+21.44%) Land $763,517 Building $974,052
2022	$41,041.00 (+5.69%)	$476,927 (+6.96%) Land $209,570 Building $267,357	$1,430,781 (+6.96%) Land $628,710 Building $802,071
2021	$38,832.00	$445,893 Land $195,933 Building $249,960	$1,337,679 Land $587,799 Building $749,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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