1276 W Craig St, Rialto, CA 92377 Property Records

San Bernardino County property record for 1276 W Craig St, Rialto, CA 92377

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,659 sqft · built 1986
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,753 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1133-461-46-0000`

Property Details

APN / Parcel Number

Primary APN	`1133-461-46-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,659 sqft Living Area
Gross Area	2,291 sqft
1st Floor Area	1,024 sqft
2nd Floor Area	635 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	781 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1276 W CRAIG ST
City	RIALTO
State	CA
Zip	92377-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13158 LOT 15
Legal Subdivision	TRACT 13158
Legal Tract	13158
Legal Block	4
Legal Lot Number	15
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	4
Census Block	4001
Census Tract	2705

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1276 W CRAIG ST, RIALTO, CA 92377-4432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Intrafamily Transfer, Transfer · VA Mortgage COMMERCE HOME MORTGAGE LLC
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
May 1, 2017	Deed of Trust, Mortgage · VA Mortgage HIGHTECHLENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021
Deed Sale	Jan 19, 2021
Prior Sale	Jan 15, 2004 · Amount on Record
Deed Document Number	202124232
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	0000024232
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 19, 2021
Property Address	1276 W CRAIG ST, RIALTO, CA 92377-4432
Document Number	0000024232
Map Reference	MB 187 PG 21-23
Instrument Date	Jan 11, 2021
Instrument	2021-0024232
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1276 W CRAIG ST, RIALTO, CA 92377-4432

Mortgage

Document Number	0000024233
Date	Jan 19, 2021
Instrument	2021-0024233

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1276 W CRAIG ST, RIALTO, CA 92377-4432
Document Number	0000047684
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1276 W CRAIG ST RIALTO CA 923774432, RIALTO, CA 92377-4432

Mortgage

Document Number	0000047684
Date	Feb 10, 2020
Instrument	47684

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1276 W CRAIG ST, RIALTO, CA 92377-4432
Document Number	0000188864
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1276 W CRAIG ST RIALTO CA 923774432, RIALTO, CA 92377-4432

Mortgage

Document Number	0000188864
Date	May 8, 2017
Instrument	188864

Lender

Name	HIGHTECHLENDING
Address	CITRUS HEIGHTS, CA 95610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,465 (+2%) Land $131,366 Building $394,099
2025	$7,753.00 (-0.21%) Homeowner's exemption	$515,162 (+4.04%) Land $128,790 Building $386,372
2023	$7,769.00 (+6.06%) Homeowner's exemption	$495,158 Land $123,789 Building $371,369
2022	$7,325.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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