Union County and Mountainside Borough property record for 1276 Virginia Ave, Mountainside, NJ 07092
| Property Type | Single Family Home |
|---|---|
| Details | 1,675 sqft · built 1959 |
| Lot Size | 0.342 acres (14,898 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,920 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00016-10-00008 |
| Primary APN | 10-00016-10-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,675 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Frame |
| Lot Area | 14,898 sqft (0.342 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1000016J00008 |
|---|---|
| Street Address | 1276 VIRGINIA AVE |
| City | MOUNTAINSIDE |
| State | NJ |
| Zip | 07092-1934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 16.10 |
| Legal Lot Number | 8 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | MOUNTAINSIDE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 38300 |
1276 Virginia Ave is owned and occupied by an individual.
Source: Union County and Mountainside Borough records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1276 VIRGINIA AVE, MOUNTAINSIDE, NJ 07092-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1276 VIRGINIA AVE, MOUNTAINSIDE, NJ 07092-1934 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0157292774 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 15729/2774 |
| Instrument | 85939 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1276 Virginia Ave was $9,920 with a widower's exemption, up 5.2% from the year before.
Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Mountainside Borough |
| Unified School District | Mountainside Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,400 (-) Land $274,600 Building $197,800 | $472,400 (-) Land $274,600 Building $197,800 | |
| 2025 | $9,920.00 (+5.15%) Widower's exemption | $472,400 Land $274,600 Building $197,800 | $472,400 Land $274,600 Building $197,800 |
| 2024 | $9,434.00 | ||
| 2023 | $472,400 Land $274,600 Building $197,800 | $472,400 Land $274,600 Building $197,800 | |
| 2022 | $9,183.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1276 Virginia Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2002–2011) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1276 Virginia Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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