1276 Ross Ave, Cincinnati, OH 45205 Property Records

Hamilton County property record for 1276 Ross Ave, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,528 sqft · built 1930
Lot Size	0.056 acres (2,439 sqft)
Owner	2 Individual Names on File
Tax Bill	$732 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`174-0004-0110-00`

Property Details

APN / Parcel Number

Primary APN	`174-0004-0110-00`
Alternative APN	`0043020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	824 sqft
2nd Floor Area	704 sqft
Basement Area	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,439 sqft (0.056 acres)
Lot Dimensions	93.2 ft deep x 29 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	128 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1276 ROSS AVE
City	CINCINNATI
State	OH
Zip	45205-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	ROSS AVE 28.94 X 93.16 IRR PT LOT 41 GLEN GROVE SUB PARS 110-134 CONS
Legal Subdivision	GLEN GROVE SUB
Legal Lot Number	41
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2006
Census Tract	9200

Owner

1276 Ross Ave is owned and occupied by two individuals who acquired it in June 2021.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1276 ROSS AVE, CINCINNATI, OH 45205-1356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP
Aug 5, 2020	Deed of Trust, Mortgage · Line of Credit PORT/GRTR CINCINNATI DEV AUTHO
Aug 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 26, 2019	Quit Claim Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021
Deed Sale	Jun 17, 2021
Prior Sale	Sep 26, 2019
Deed Document Number	202174237
Deed Book / Page	14441 / 954
Prior Transfer Date	Jun 26, 2020
Prior Transfer Doc	0000076549
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 17, 2021
Property Address	1276 ROSS AVE, CINCINNATI, OH 45205-1356
Document Number	0000074237
Book / Page	14441 / 954
Map Reference	MB 1 PG 248
Instrument Date	Jun 8, 2021
Instrument	2021-0074237
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1276 ROSS AVE, CINCINNATI, OH 45205-1356

Mortgage

Document Number	0000074238
Date	Jun 17, 2021
Instrument	2021-0074238

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1276 ROSS AVE, CINCINNATI, OH 45205-1356
Document Number	0000087479
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 E 4TH ST #300 CINCINNATI OH 452023745, 300, CINCINNATI, OH 45202-3745

Mortgage

Document Number	0000087479
Date	Aug 31, 2020
Book Page	014243/002393
Instrument	87479

Lender

Name	PORT/GRTR CINCINNATI DEV AUTHO
Address	3 E 4TH ST # 300, CINCINNATI, OH 45202-3745

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 4, 2020
Property Address	1276 ROSS AVE, CINCINNATI, OH 45205-1356
Document Number	0000076549
Book / Page	014224 / 000711
Instrument Date	Jun 26, 2020
Instrument	76549
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 E 4TH ST #300 CINCINNATI OH 452023745, 300, CINCINNATI, OH 45202-3745

September 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 26, 2019
Property Address	1276 ROSS AVE, CINCINNATI, OH 45205-1356
Document Number	0000083065
Book / Page	014010 / 001255
Instrument Date	Sep 20, 2019
Instrument	83065
Transaction Type	Foreclosure
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 1276 Ross Ave was $732, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$732.00 (+2.23%)	$59,151 (+%) Land $1,747 Building $57,404	$169,000 Land $4,990 Building $164,010
2024	$716.00 (-1.51%)	$59,149 (-) Land $1,746 Building $57,403
2023	$727.00 (-5.34%)	$59,149 (%) Land $1,746 Building $57,403	$169,000 Land $4,990 Building $164,010
2022	$768.00 Homeowner's exemption	$59,150 Land $1,407 Building $57,743
2020			$169,000 Land $4,020 Building $164,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1276 Ross Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1276 Ross Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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