1276 Rachel Cir, Escondido, CA 92026 Property Records

San Diego County property record for 1276 Rachel Cir, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,627 sqft · built 1990
Lot Size	0.126 acres (5,501 sqft)
Owner	Trust Name on File
Last Sale	$160,000 (Mar 1993)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`226-780-09-00`

Property Details

APN / Parcel Number

Primary APN	`226-780-09-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,627 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,501 sqft (0.126 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1276 RACHEL CIR
City	ESCONDIDO
State	CA
Zip	92026-2157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 9 TR 012156
Legal Subdivision	ESCONDIDO 4633-1
Legal Tract	012156
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20305

Owner

1276 Rachel Cir is owner-occupied and held in a trust since May 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1276 RACHEL CIR, ESCONDIDO, CA 92026-2157
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 8, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY SD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 1993 · Amount on File
Deed Sale	Mar 10, 1993 · Amount on File
Prior Sale	Apr 26, 1989 · Amount on File
Deed Document Number	1993148077
Last Transfer Date	May 17, 2021
Transfer Doc	0000423605
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2021
Property Address	1276 RACHEL CIR, ESCONDIDO, CA 92026-2157
Document Number	0000421759
Map Reference	MAP 12156
Instrument Date	May 17, 2021
Instrument	2021-0421759
Transaction Type	Transfer
Record Updated	Jun 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1276 RACHEL CIR, ESCONDIDO, CA 92026-2157

Mortgage

Document Number	0000421760
Date	Jun 7, 2021
Instrument	2021-0421760

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2021
Property Address	1276 RACHEL CIR, ESCONDIDO, CA 92026-2157
Document Number	0000423605
Map Reference	MAP 12158
Instrument Date	May 17, 2021
Instrument	2021-0423605
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1276 RACHEL CIR, ESCONDIDO, CA 92026-2157

Tax Assessment & Valuation

The 2025 property tax bill for 1276 Rachel Cir was $3,076 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$282,899 (+2%) Land $125,279 Building $157,620
2025	$3,076.00 Homeowner's exemption	$277,353 Land $122,823 Building $154,530
2023	$2,938.00 (+1.31%) Homeowner's exemption	$266,584 Land $118,054 Building $148,530
2022	$2,900.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1276 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1276 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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