Fayette County property record for 1276 Outer Rd, Oelwein, IA 50662
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,606 sqft · built 1995 |
| Lot Size | 4.3 acres (187,308 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,484 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1834300003 |
| Primary APN | 1834300003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,606 sqft Living Area |
| 1st Floor Area | 612 sqft |
| Basement Area | 1,787 sqft |
| Finished Basement | 1,125 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 187,308 sqft (4.3 acres) |
| Garage Type | Mixed |
| Garage Area | 2,051 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Deck Area | 609 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1276 OUTER RD |
|---|---|
| City | OELWEIN |
| State | IA |
| Zip | 50662-9631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL L NE SW, SURVEY 2005/798 |
| Legal Subdivision | HIDDEN LOCH ESTATES |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 80500 |
1276 Outer Rd is owned and occupied by two individuals who acquired it in October 2006.
Source: Fayette County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1276 OUTER RD, OELWEIN, IA 50662-9631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST NA |
| Apr 23, 2018 | Deed of Trust, Mortgage FIDELITY BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 3, 2006 |
| Transfer Doc | 2006/3571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 1276 OUTER RD, OELWEIN, IA 50662-9631 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/3860 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 2021/3860 |
| Instrument | 2021-3860 |
| Name | FIDELITY BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE IA |
| Property Address | 1276 OUTER RD, OELWEIN, IA 50662-9631 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000001065 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 0000002018/0000001065 |
| Instrument | 000000001065 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 1276 Outer Rd was $5,484 with a homeowner's exemption.
Source: Fayette County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Unified School District | Oelwein Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,484.00 | $533,860 (-) Land $63,100 Building $470,760 | $533,860 (-) Land $63,100 Building $470,760 |
| 2025 | $5,484.00 (+3.63%) Homeowner's exemption | $533,860 Land $63,100 Building $470,760 | $533,860 Land $63,100 Building $470,760 |
| 2024 | $5,292.00 | ||
| 2023 | $485,400 (+21.88%) Land $63,100 Building $422,300 | $485,400 Land $63,100 Building $422,300 | |
| 2022 | $5,256.00 Homeowner's exemption | $398,260 Land $58,680 Building $339,580 | |
| 2021 | $398,260 Land $58,680 Building $339,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1276 Outer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1276 Outer Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| East Buchanan Telephone Cooperative Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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