San Joaquin County property record for 1276 Ness Ct, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,984 sqft Living Area |
| Lot Size | 9,690 sqft (0.222 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $292,000 (2008) |
| Tax Bill | $4,098.00 (2025) |
| Primary APN | 261-440-050-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,984 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 9,690 sqft (0.222 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1276 NESS CT |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-3366 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 96-FM PT OF 261-080-21 |
| Legal Subdivision | BOESCH KINGERY ESTATES |
| Legal Tract | 2323 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 261-440-050-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Feb 24, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 12, 2025 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE |
| Sep 12, 2025 | Intrafamily Transfer, Transfer · Stand Alone Second Mortgage PLANET HOME LENDING LLC |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Jan 27, 2022 | Intrafamily Transfer, Transfer |
| Jul 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) OPTIMUM FIRST INC |
| Aug 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2008 · Amount on Record |
| Deed Sale | Oct 22, 2008 · Amount on Record |
| Prior Sale | Sep 12, 2025 |
| Deed Doc Number | 0000168204 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Document Number | 0000014289 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023-014289 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 12, 2025 |
| Property Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Document Number | 0000078052 |
| Map Reference | MB 32 PG 78 |
| Instrument Date | Aug 20, 2025 |
| Instrument | 2025-078052 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 12, 2025 |
| Property Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Document Number | 0000078050 |
| Map Reference | MB 32 PG 78 |
| Instrument Date | Aug 20, 2025 |
| Instrument | 2025-078050 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Document Number | 0000078051 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 2025-078051 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Document Number | 0000185844 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020-185844 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 27, 2022 |
| Property Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Document Number | 0000011891 |
| Map Reference | MB 32 PG 78 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2022-011891 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Document Number | 0000081234 |
| Instrument Date | Jul 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1276 NESS CT RIPON CA 953663366, RIPON, CA 95366-3366 |
| Document Number | 0000081234 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 81234 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1276 NESS CT, RIPON, CA 95366-3366 |
| Document Number | 0000091497 |
| Instrument Date | Aug 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1276 NESS CT RIPON CA 953663366, RIPON, CA 95366-3366 |
| Document Number | 0000091497 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 91497 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.79% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,098.00 (+3.77%) Homeowner's exemption | $376,004 (+4.04%) Land $128,767 Building $247,237 |
| 2023 | $3,949.00 (+1.62%) Homeowner's exemption | $361,406 Land $123,768 Building $237,638 |
| 2022 | $3,886.00 |
1276 Ness Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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