1276 Maple Shade Rd SW, Concord, NC 28027 Property Records

Cabarrus County property record for 1276 Maple Shade Rd SW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,939 sqft · built 2023
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$377,500 (Jun 2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02036I0078.000000`

Property Details

APN / Parcel Number

Primary APN	`02036I0078.000000`
Alternative APNs	`5519 44 7142` `133349` `163504`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,939 sqft Living Area
Gross Area	2,575 sqft
1st Floor Area	764 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,229 sqft (0.143 acres)
Lot Width	50 ft Width
Garage Type	Mixed
Garage Area	491 sqft
Driveway	Concrete Driveway
Driveway Area	512 sqft
Porch	Slab
Porch Area	45 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163504
Street Address	1276 MAPLE SHADE RD SW
City	CONCORD
State	NC
Zip	28027-8992
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-CD
Legal Description	LT 78 SPRING MEADOW
Legal Subdivision	SPRING MEADOW
Legal Lot Number	78
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2016
Census Tract	42000

Owner

1276 Maple Shade Rd SW is owned and occupied by two individuals who bought it in June 2023.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1276 MAPLE SHADE RD SW, CONCORD, NC 28027-8992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Deed Document Number	202311897
Deed Book / Page	16527 / 76
Record Updated	Oct 29, 2026

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 13, 2023
Property Address	1276 MAPLE SHADE RD SW, CONCORD, NC 28027-8992
Document Number	0001652776
Book / Page	16527 / 76
Map Reference	MB 93 PG 79-81
Instrument Date	Jun 13, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$755.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11121 CARMEL COMMONS BLVD STE 450, 450, CHARLOTTE, NC 28226-4498

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 MAPLE SHADE RD SW, CONCORD, NC 28027-8992

Mortgage

Document Number	0165270078
Date	Jun 13, 2023
Instrument	16527-0078

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year CMT
Max Rate	11.4%

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$385,390 Land $75,000 Building $310,390
2024		$385,390 (+863.48%) Land $75,000 Building $310,390
2023	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1276 Maple Shade Rd SW in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2008–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1276 Maple Shade Rd SW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20