1276 Lowe Rd, Madison, MS 39110 Property Records

Madison County property record for 1276 Lowe Rd, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,490 sqft · built 1995
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on Record
Tax Bill	$2,920 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071B-03-056/02`

Property Details

APN / Parcel Number

Primary APN	`071B-03-056/02`
Alternative APNs	`071B-03-056/02.00` `3277`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,490 sqft Adjusted Area
1st Floor Area	1,915 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3277
Old Parcel Number	071B-03 -056/02.00
Street Address	1276 LOWE RD
City	MADISON
State	MS
Zip	39110-8065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.51 AC IN NE1/4 NE1/4
Legal Range	01E
Legal Township	07N
Legal Section	03
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	30301

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1276 LOWE RD, MADISON, MS 39110-8065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME1ST LENDING LLC
Mar 16, 2020	Warranty Deed, Transfer · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2023
Deed Sale	Jan 11, 2023
Prior Sale	Mar 16, 2020
Deed Document Number	0004293908
Deed Book / Page	4293 / 908
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jan 11, 2023
Property Address	1276 LOWE RD, MADISON, MS 39110-8065
Document Number	004293/908
Book / Page	4293 / 908
Instrument Date	Jan 10, 2023
Instrument	975046
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1485 SCARBOROUGH RD, HARRISVILLE, MS 39082-4265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 LOWE RD, MADISON, MS 39110-8065

Mortgage

Document Number	004293/912
Date	Jan 11, 2023
Book Page	4293/912
Instrument	975047

Lender

Name	HOME1ST LENDING LLC
Type	Mortgage Company
Address	32748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 16, 2020
Property Address	1276 LOWE RD, MADISON, MS 39110-8065
Document Number	0000887150
Book / Page	003827 / 000888
Instrument Date	Mar 13, 2020
Instrument	887150
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1276 LOWE RD MADISON MS 391108065, MADISON, MS 39110-8065

Mortgage

Document Number	887151
Date	Mar 16, 2020
Book Page	003827/000892
Instrument	887151

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,920.00	$25,059 (+49.95%)	$167,060 (-0.01%) Land $30,080 Building $136,980
2024	$2,920.00 (+62.49%)
2023	$1,797.00 Homeowner's exemption	$16,712	$167,070 Land $30,090 Building $136,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2001–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless	8,000 / 8,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	301 / 172
AT&T DSL	100 / 20

May also be available: Verizon.

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