1276 Hwy 84 E, Umpire, AR 71971 Property Records

Howard County property record for 1276 Hwy 84 E, Umpire, AR 71971

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,607 sqft · built 1980
Lot Size	16.5 acres (722,225 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2024)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-00108-0000`

Property Details

APN / Parcel Number

Primary APN	`001-00108-0000`
Alternative APNs	`155.0` `155`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,607 sqft Living Area
1st Floor Area	2,607 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	722,225 sqft (16.5 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	763 sqft
Deck Area	600 sqft
Patio Area	240 sqft
Storage Building	12,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	155.0
Old Parcel Number	001-00108-0000
Street Address	1276 HIGHWAY 84 E
City	UMPIRE
State	AR
Zip	71971-9015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 SWNE (5.06AC); PT NWSE (11.52AC) SEE ADMIN
Legal Range	28
Legal Township	05
Legal Section	15
Legal Tract	2
Jurisdiction	HOWARD AR
Township / Civil Division	MOUNTAIN
Census Block Group	2
Census Block	2131
Census Tract	950100

Owner

1276 Hwy 84 E is owned and occupied by an individual who bought it in June 2024.

Source: Howard County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1276 HIGHWAY 84 E, UMPIRE, AR 71971-9015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2024	Warranty Deed, Transfer DIAMOND BANK
Jun 22, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2024 · Amount on File
Deed Sale	Jun 13, 2024 · Amount on File
Prior Sale	Jun 22, 2020 · Amount on File
Deed Document Number	R2024-00883
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD AR
Recording Date	Jun 13, 2024
Property Address	1276 HIGHWAY 84 E, UMPIRE, AR 71971-9015
Document Number	R202400883
Instrument Date	May 30, 2024
Instrument	R2024-00883
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	MAGNOLIA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 LODI LOOP, GLENWOOD, AR 71943-9660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 HIGHWAY 84 E, UMPIRE, AR 71971-9015

Mortgage

Document Number	0002024884
Date	Jun 13, 2024
Instrument	2024/884

Lender

Name	DIAMOND BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	299 Months
Due	May 30, 2049

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD AR
Recording Date	Jun 22, 2020
Property Address	1276 HIGHWAY 84 E, UMPIRE, AR 71971-9015
Document Number	02020/1220
Book / Page	2020 / 1220
Instrument Date	Jun 22, 2020
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	COREY TITLE COMPANY, COLE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$636.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 POLK ROAD 89, MENA, AR 71953-8940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 HIGHWAY 84 E, UMPIRE, AR 71971-9015

Mortgage

Document Number	0020201221
Date	Jun 22, 2020
Instrument	2020/1221

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1276 Hwy 84 E was $1,220 with a homeowner's exemption.

Source: Howard County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Howard County
Unified School District	Cossatot River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 Homeowner's exemption	$30,880 Land $1,070 Building $29,810
2024			$154,400 (+34.2%) Land $5,350 Building $149,050
2023	$1,164.00 Homeowner's exemption	$23,010 Land $960 Building $22,050	$115,050 Land $4,800 Building $110,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1276 Hwy 84 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1276 Hwy 84 E is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HOWARD RURAL WATER ASSOCIATION serves 710 people · EPA ID AR0001075
Water Source	Purchased surface water from DIERKS WATER WORKS
Last State Inspection	Aug 2025

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2020
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 84 E

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