Cumberland County property record for 1276 E Manchester Rd, Spring Lake, NC 28390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 925 sqft · built 1964 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on File |
| Last Sale | $87,500 (Sep 2022) |
| Tax Bill | $1,112 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0513-30-6609 |
| Primary APN | 0513-30-6609 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 925 sqft Heated Area |
| 1st Floor Area | 925 sqft |
| Utility Area | 65 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 160 ft deep x 80.9 ft wide |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 1276 E MANCHESTER RD |
|---|---|
| City | SPRING LAKE |
| State | NC |
| Zip | 28390-1735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | OVERHILLS PARK LO:63 SE:02 PL:0028-0075 |
| Legal Subdivision | OVERHILLS PARK |
| Legal Block | 30 |
| Legal Lot Number | 63 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 3602 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7005 BENSON HARDEE RD, BENSON, NC 27504-6150 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LIC |
| Feb 1, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage COASTAL CAPITAL FUNDING LLC |
| Sep 29, 2022 | Warranty Deed, Transfer · Commercial Mortgage BELL ROCK INCOME FUND I LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on File |
| Deed Sale | Sep 29, 2022 · Amount on File |
| Deed Document Number | 202239228 |
| Deed Book / Page | 11584 / 493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 1276 E MANCHESTER RD, SPRING LAKE, NC 28390-1735 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7005 BENSON HARDEE RD, BENSON, NC 27504-6150 |
| Investor | Possibly a Property Investor |
| Document Number | 0124550363 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 12455/363 |
| Instrument | 6158 |
| Name | CHAMPIONS FUNDING LIC |
|---|---|
| Address | 365 E GERMANN RD STE 140, GILBERT, AZ 85297 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Feb 1, 2023 |
| Property Address | 1276 E MANCHESTER RD, SPRING LAKE, NC 28390-1735 |
| Document Number | 0116630592 |
| Book / Page | 11663 / 592 |
| Map Reference | MB 28 PG 75 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 3091 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7005 BENSON HARDEE RD, BENSON, NC 27504-6150 |
| Name | Verified Name |
|---|---|
| Address | 7005 BENSON HARDEE RD, BENSON, NC 27504-6150 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003092 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 3092 |
| Name | COASTAL CAPITAL FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Sep 29, 2022 |
| Property Address | 1276 E MANCHESTER RD, SPRING LAKE, NC 28390-1735 |
| Document Number | 0115840493 |
| Book / Page | 11584 / 493 |
| Map Reference | MB 28 PG 75 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 39228 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1276 E MANCHESTER RD, SPRING LAKE, NC 28390-1735 |
| Document Number | 0000039229 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 39229 |
| Name | BELL ROCK INCOME FUND I LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Mar 29, 2023 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,112.00 | ||
| 2025 | $1,112.00 (+53.38%) | $92,301 (+43.48%) Land $18,000 Building $74,301 | $92,301 (+43.48%) Land $18,000 Building $74,301 |
| 2024 | $725.00 (+5.38%) | $64,332 (-) Land $8,000 Building $56,332 | $64,332 (-) Land $8,000 Building $56,332 |
| 2023 | $688.00 (+12.23%) | $64,332 Land $8,000 Building $56,332 | $64,332 Land $8,000 Building $56,332 |
| 2022 | $613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli currently in violation since Sep 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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