1276 Dryke Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 1276 Dryke Rd, Duluth, MN 55803

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 1 ba · 2,612 sqft · built 1992
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Tax Bill	$2,906 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-0010-05556`

Property Details

APN / Parcel Number

Primary APN	`230-0010-05556`
Alternative APN	`992829`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,612 sqft Gross Area
1st Floor Area	1,748 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2017
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	45,302 sqft (1.04 acres)
Garage Area	1,064 sqft
Deck Area	32 sqft
Cabin	432 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Account Number	992829
Street Address	1276 DRYKE RD
City	DULUTH
State	MN
Zip	55803-9765
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	SMU
Legal Description	THAT PART OF WLY 200 FT OF G.L.1DESCRIBED AS FOLLOWS COMM AT A PT ON THEW LINE OF SAID LOT 1 475.05 FT NLY FROMSW COR THEREOF
Legal Range	12W
Legal Township	55N
Legal Section	33
Legal Subdivision	AULT TOWN OF
Legal Lot Number	1,475
Jurisdiction	ST LOUIS MN
Township / Civil Division	AULT
Census Block Group	1
Census Block	1003
Census Tract	11402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1276 DRYKE RD, DULUTH, MN 55803-9765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE BK
Dec 18, 2017	Loan Modification, Mortgage · Conventional Mortgage LAKE BK
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit LAKE BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1276 DRYKE RD, DULUTH, MN 55803-9765
Document Number	00A1378940
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1276 DRYKE RD DULUTH MN 558039765, DULUTH, MN 55803-9765

Mortgage

Document Number	00A1378940
Date	May 5, 2020
Instrument	A1378940

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 4, 2035

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1276 DRYKE RD, DULUTH, MN 55803-9765
Document Number	00A1325499
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1276 DRYKE RD DULUTH MN 558039765, DULUTH, MN 55803-9765

Mortgage

Document Number	00A1325499
Date	Jan 8, 2018
Instrument	A1325499

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.87%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1276 DRYKE RD, DULUTH, MN 55803-9765
Document Number	00A1313562
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1276 DRYKE RD DULUTH MN 558039765, DULUTH, MN 55803-9765

Mortgage

Document Number	00A1313562
Date	Jul 20, 2017
Instrument	A1313562

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Ault Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,906.00 (+15.87%) Homeowner's exemption
2025	$2,508.00 (-6.14%) Homeowner's exemption	$446,900 (+15.45%) Land $122,400 Building $324,500	$446,900 (+15.45%) Land $122,400 Building $324,500
2024	$2,672.00	$387,100 (+8.64%) Land $121,800 Building $265,300	$387,100 (+8.64%) Land $121,800 Building $265,300
2022		$356,300 Land $115,100 Building $241,200	$356,300 Land $115,100 Building $241,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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