1276 Chestnut Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 1276 Chestnut Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,002 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$244,238 (Oct 2019)
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`307-00-00-004-SKP`

Property Details

APN / Parcel Number

Primary APN	`307-00-00-004-SKP`
Alternative APN	`869`

Interior

Stories	2 Stories
Building Area	3,002 sqft Gross Area

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	869
Street Address	1276 CHESTNUT RD
City	ELGIN
State	SC
Zip	29045-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT ROAD SUBDIV PHASE 1 LOT 4
Legal Subdivision	CHESTNUT ROAD SUBDIV
Legal Phase	1
Legal Lot Number	4
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2004
Census Tract	970907

Owner

Source: Kershaw County records · APN 307-00-00-004-SKP

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1276 CHESTNUT RD, ELGIN, SC 29045-8850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · FHA Mortgage SYNOVUS MTG
Oct 31, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage SYNOVUS MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2019 · Amount on Record
Deed Sale	Oct 28, 2019 · Amount on Record
Deed Document Number	0000411836
Deed Book / Page	4118 / 36
Last Transfer Date	Oct 31, 2019
Transfer Doc	0000008831
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	1276 CHESTNUT RD, ELGIN, SC 29045-8850
Document Number	0000002449
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 CHESTNUT RD ELGIN SC 290458850, ELGIN, SC 29045-8850

Mortgage

Document Number	0000002449
Date	Mar 17, 2020
Book Page	004189/000047
Instrument	2449

Lender

Name	SYNOVUS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Oct 31, 2019
Property Address	1276 CHESTNUT RD, ELGIN, SC 29045-8850
Document Number	0000008831
Book / Page	004118 / 000036
Instrument Date	Oct 28, 2019
Instrument	8831
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$903.68
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1276 CHESTNUT RD ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number	8832
Date	Oct 31, 2019
Book Page	004118/000040
Instrument	8832

Lender

Name	SYNOVUS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Mortgage

Document Number	8833,
Date	Oct 31, 2019
Book Page	004118/000053
Instrument	8833

Lender

Name	SYNOVUS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35209

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2039

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00 (+260.05%)	$243,900 (-) Land $30,000 Building $213,900	$243,900 (-)
2023	$418.00	$243,900 Land $30,000 Building $213,900	$243,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 73% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications.

Based on FCC filings for 16 locations within half a mile of this property.

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