Hamilton County property record for 1276 Cavanaugh Ln, Harrison, OH 45030
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,543 sqft · built 2022 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,910 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 561-0026-0355-00 |
| Primary APN | 561-0026-0355-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,543 sqft Living Area |
| Gross Area | 3,526 sqft |
| 1st Floor Area | 1,543 sqft |
| Basement Area | 1,563 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1276 CAVANAUGH LN |
|---|---|
| City | HARRISON |
| State | OH |
| Zip | 45030-1998 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAVANAUGH LN0.132 AC LOT 278WESTHAVEN SUBDIVISIONSECTION 4 |
| Legal Subdivision | WESTHAVEN SUBDIVISION |
| Legal Lot Number | 278 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CROSBY |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 26002 |
1276 Cavanaugh Ln is owned and occupied by two individuals who acquired it in December 2022.
Source: Hamilton County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1276 CAVANAUGH LN, HARRISON, OH 45030-1998 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit L AND N FEDERAL CREDIT UNION |
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Dec 19, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Aug 15, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2022 |
| Deed Sale | Dec 19, 2022 |
| Prior Sale | Aug 15, 2022 · Amount on File |
| Deed Document Number | 2022114342 |
| Deed Book / Page | 14816 / 1236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 19, 2026 |
| Property Address | 1276 CAVANAUGH LN, HARRISON, OH 45030-1998 |
| Document Number | 0000039202 |
| Book / Page | 15669 / 2779 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 202639202 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1276 CAVANAUGH LN, HARRISON, OH 45030-1998 |
| Document Number | 0000039202, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 15669/2779 |
| Instrument | 202639202 |
| Name | L AND N FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1276 CAVANAUGH LN, HARRISON, OH 45030-1998 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000045012 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 14948/21 |
| Instrument | 2023-0045012 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 29, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 19, 2022 |
| Property Address | 1276 CAVANAUGH LN, HARRISON, OH 45030-1998 |
| Document Number | 0000114342 |
| Book / Page | 14816 / 1236 |
| Map Reference | MB 487 PG 37-39 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022-0114342 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $354.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1276 CAVANAUGH LN, HARRISON, OH 45030-1998 |
| Document Number | 0000114343 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022-0114343 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 15, 2022 |
| Property Address | 1276 CAVANAUGH LN, HARRISON, OH 45030-1998 |
| Document Number | 0000079250 |
| Book / Page | 14730 / 2126 |
| Map Reference | MB 487 PG 37-39 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2022-0079250 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $168.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8622 JACQUEMIN DR, WEST CHESTER, OH 45069-4852 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1276 Cavanaugh Ln was $5,910, up 0.6% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Crosby Township |
| Municipality | Harrison City |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,910.00 (+0.6%) | $124,089 (-) Land $19,250 Building $104,839 | $354,540 Land $55,000 Building $299,540 |
| 2024 | $5,875.00 (-0.99%) | $124,089 (-) Land $19,250 Building $104,839 | |
| 2023 | $5,934.00 (+443.41%) | $124,089 (+544.62%) Land $19,250 Building $104,839 | $354,540 Land $55,000 Building $299,540 |
| 2022 | $1,092.00 | $19,250 Land $19,250 | |
| 2020 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1276 Cavanaugh Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1992–2012) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1276 Cavanaugh Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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