San Luis Obispo County property record for 1276 13th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,325 sqft · built 1975 |
| Lot Size | 0.108 acres (4,688 sqft) |
| Owner | Individual Name on File |
| Last Sale | $470,000 (Mar 2008) |
| Tax Bill | $9,589 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-152-032 |
| Primary APN | 038-152-032 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,325 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Lot Area | 4,688 sqft (0.108 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1276 13TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 44 LT 31 & PTN LT 32 |
| Legal Subdivision | PARCEL MAP CO-AL-72-108 |
| Legal Block | 44 |
| Legal Lot Number | 31,32 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10701 |
1276 13th St is owned and occupied by an individual who bought it in March 2008.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1276 13TH ST, LOS OSOS, CA 93402-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2008 · Amount on File |
| Deed Sale | Mar 27, 2008 · Amount on File |
| Deed Document Number | 200815304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1276 13TH ST, LOS OSOS, CA 93402-1404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | PLACER TITLE COMPANY/NCS, PLACER TITLE COMPANY PASO |
| Name | Verified Name |
|---|---|
| Address | 1276 13TH ST, LOS OSOS, CA 93402-1404 |
| Document Number | 0000024489 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021024489 |
| Name | CENTRAL COAST LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2046 |
The 2025 property tax bill for 1276 13th St was $9,589 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $629,684 (+2%) Land $308,143 Building $321,541 | |
| 2025 | $9,589.00 Homeowner's exemption | $617,338 Land $302,101 Building $315,237 |
| 2023 | $9,460.00 (+4.53%) Homeowner's exemption | $593,368 Land $290,371 Building $302,997 |
| 2022 | $9,050.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1276 13th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1998–2012) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1276 13th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.
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