12759 Gary Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 12759 Gary Rd, Chesaning, MI 48616

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 2,076 sqft · built 2008
Lot Size	1.88 acres (81,893 sqft)
Owner	Individual Name on Record
Last Sale	$24,500 (Dec 2008)
Tax Bill	$3,444 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-06-2002-004`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-06-2002-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	2,076 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Modular
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,893 sqft (1.88 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	132 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12759 GARY RD
City	CHESANING
State	MI
Zip	48616-9431
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	COM AT N CORN OF SECTION 6 TH W 870 FT TO POB TH S 442.50 FT TH W 200 FT TH N 442.50 TH E 200 FT TO POB 2.03 ACRES SE 6 T9N
Legal Range	03E
Legal Township	09N
Legal Section	06
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	1
Census Block	1004
Census Tract	12700

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12759 GARY RD, CHESANING, MI 48616-9431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2008 · Amount on Record
Deed Sale	Dec 11, 2008 · Amount on Record
Deed Book / Page	2517 / 530
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	12759 GARY RD, CHESANING, MI 48616-9431
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12759 GARY RD, CHESANING, MI 48616-9431

Mortgage

Document Number	0000001046
Date	Jan 17, 2023
Instrument	2023001046

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,400 (+32.58%)	$306,800 (+32.58%)
2025	$3,444.00 (+15.73%) Homeowner's exemption
2023		$115,700	$231,400
2022	$2,976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gary Rd

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